Pet Supermarket Receipts Show 10 Credit Card Digits, FACTA Class Action Says

Florida pet store chain Pet Supermarket Inc. was hit with a class action lawsuit alleging that the company violated the Fair and Accurate Transactions Act, or FACTA.

The plaintiffs state that the company exposed vital information on their credit card receipts, violating FACTA rules. These allegations make the pet store chain one of the latest retailers to face a FACTA class action lawsuit.

Lead plaintiff Eric Kirchein alleges that Pet Supermarket, owned by Atlanta private equity firm Roark Capital Group, regularly printed credit card receipts showing more than the last five digits of customers’ credit card numbers.

This is a direct violation of FACTA, which states that no more than the last five numbers of the credit card number may be present on a receipt. FACTA also prohibits merchants from printing the card’s expiration date on credit and debit card receipts. These policies are meant to protect consumers from credit card fraud and identity theft.

Kirchein is seeking class action certification for a potential nationwide class of consumers who may also have been affected by Pet Supermarket’s FACTA violations.

Overview of FACTA Policy and Violations

Congress passed FACTA in 2003 in an effort to curb the growing problem of identity theft. Omitting part of the card number and date on the receipt and replacing the digits with symbols or shapes is called truncation.

FACTA rules apply to all electronically printed customer receipts printed from cash registers, self-service kiosks, and restaurants.

Consumers who see that their receipts have more than the allotted information have the right to file a credit card receipt lawsuit.

Kirchein filed this class action lawsuit against Pet Supermarket after he noticed his receipt showed 10 digits of the credit card he had used. Eric alleges that First Data Corp., the store’s long-time credit card processor, knew the FACTA rules but failed to comply with them. Additionally, the pet store chain and its parent group most likely knew the federal FACTA requirements but did not confirmed that their stores were compliant.

Pet Supermarket is one of many major retailers facing FACTA allegations. Costco Wholesale Corp. was hit with a credit card receipt lawsuit in the first week of January 2016, and Laboratory Corp. of America Holdings settled a FACTA lawsuit in October 2015 for $11 million.

The FACTA Credit Card Receipt Class Action Lawsuit is Eric Kirchein v. Pet Supermarket Inc., Case No. 0:16-cv-60090, in the U.S. District Court for the Southern District of Florida.

Free FACTA Class Action Lawsuit Investigation

If you made one or more purchases and the retailer provided you with a receipt that contained more than the last five digits of your credit or debit card number or the expiration date, you may be eligible for a free class action lawsuit investigation and to pursue compensation for these FACTA violations.

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