After having her claim for long term disability benefits denied by Unum Life Insurance Company of America, a Pennsylvania plaintiff filed a Unum lawsuit.

The plaintiff, Katherine M., had been employed by Synergy Environmental, Inc., and through the company she was covered by a long-term disability insurance benefits policy from Unum.

Initially, when Katherine suffered from chronic pelvic and back pain and was rendered unable to work, she received her intended benefits. These symptoms, caused by painful bladder syndrome and pelvic floor spasms, entitled the plaintiff to short term disability benefits at first, and then long-term benefits for a period of about two years.

However, Unum eventually denied that the plaintiff’s claim for further long term disability benefits, saying she did not include enough medical evidence in support of her claim.

Though the plaintiff appealed this decision, Unum still refused to reverse the claim denial.

The Unum lawsuit, and others like it, alleges a conflict of interest in Unum acting as both the determiner of claims and the payer of claims, given that this could potentially offer Unum and other insurance providers the power to unfairly deny legitimate insurance claims.

The plaintiff filed this Unum lawsuit in the hope that it would result in the reversal of Unum’s claim denial, and that she would be granted the benefits previously denied to her.

Unum Bad Faith Insurance Lawsuits

The plaintiff involved in this Unum bad faith insurance lawsuit, Katherine M., was allegedly denied long term disability benefits by Unum, despite fitting the insurance company’s requirements to be considered disabled.

Unum Life Insurance Company, the largest disability insurance company in the United States, has recently faced a growing number of Unum bad faith insurance lawsuits from plaintiffs like Katherine.

These claim denial lawsuits allege that Unum has caused hundreds of thousands of people with legitimate disability insurance claims to be denied benefits for no legitimate reason. Instead, the claim denials are filed in order to boost the company’s profit, according to the lawsuits.

Unum bad faith insurance lawsuits claim that Unum’s claim denial is not only biased, but also purposeful and malicious. Allegedly, both employees and former employees of Unum and its subsidiaries have reported being told to deny insurance claims simply to fulfill a company quota.

Many disappointed consumers with legitimate disability insurance claims are filing Unum bad faith insurance lawsuits against Unum life insurance, hoping to eventually reverse the group’s denial of benefits.

More and more people that have been denied disability insurance are coming forward with their personal stories in these claim denial cases. Some injured parties have decided to file Unum lawsuits for bad faith insurance, gaining thousands or in some cases even millions of dollars in settlement money.

If you or someone you know has been denied long term disability insurance or other insurance by Unum Life Insurance Company, you may be able to file a Unum bad faith insurance lawsuit.

The Unum Lawsuit is Case No. 5:15-cv-04971-JFL, in the U.S. District Court for the Eastern District of Pennsylvania.