Ohio Woman Seeks Back Disability Insurance Benefits from Unum

A former Time Warner Cable employee says the company’s disability benefits provider has wrongfully denied her application in spite of being unable to work, according to a recently filed Unum disability insurance lawsuit.

According to the complaint, Bridgett McGill began working for the company in 2008 and was enrolled in a long-term disability insurance plan, although the specific terms of the agreement were not attached. However, she allegedly provided Unum with documentation following her inability to work at her position with the company around Nov. 28, 2011.

Claim denial specialists reportedly have not approved the paying of benefits that the woman is reportedly owed due to her condition meeting the requirements of her Unum plan’s policy. McGill’s disability insurance lawsuit is seeking the commencement of what she is reportedly owed, “payment of back benefits and interest,” as well as any other relief the judge might order depending on the facts of her case.

The Unum disability insurance lawsuit is Bridgett McGill v. Unum Life Insurance Company of America, Case No. 13-cv-00484, U.S. District Court, Southern District of Ohio.

Insurance Claim Denial Lawsuits Help Policyholders Get Money Owed

The jurist’s role in these cases is significant compared to other types of civil lawsuits. Unum and other long-term disability insurance providers often include language requiring any appeals to be heard by an administrative law judge rather than in a jury trial. USA Today and other media outlets have indicated that the rate of successful appeals can vary greatly depending on who hears a claimant’s case.

This makes it critical for people who are looking to gain back benefits to not only get substantive medical documentation that would help to reverse the decision of claim denial specialists, but also to ensure that their legal representation has experience with this specialized type of case.

If you or someone you know think that you have not been awarded the benefits that your disability and plan policy merit, consider your legal options. You can fill out the submission form at the Unum/UnumProvident Disability Insurance Claim Denial Class Action Lawsuit Investigation for a free case eligibility review. A disability insurance lawsuit attorney will consult with you about your options and whether or not you can seek back payments from your benefits provider.