Sarah Mirando  |  April 4, 2011

Category: Legal News

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National City Bank (PNC) Overdraft Fee Class Action Settlement 

 

By Kimberly Mirando

National City PNC Bank

National City Bank and PNC Bank (PNC) have reached a $12 million class action lawsuit settlement concerning illegal overdraft fees. If you paid overdraft fees to National City (including accounts transferred to PNC when it merged with National City in November 2009), you may be eligible to receive a cash payment from the class action settlement that could be as much as $100 or more.

 

According to the National City Bank class action lawsuit settlement, titled Trombley, et al. v. National City Bank, et al., National City improperly assessed overdraft fees for insufficient funds on debit card purchases and ATM withdrawals in a number of ways that were unlawful, including by “re-sequencing” transactions in order to maximize the number of overdraft fees. The lawsuit alleges that these practices were unlawful and caused financial injury.

 

You’re considered a class member of the National City overdraft fee settlement if you hold or ever held a National City Account and at any time from July 1, 2005 through August 15, 2010 incurred at least one Overdraft Fee associated with at least one National City Debit Card Transaction that was not previously reversed, refunded or returned. (The settlement does not apply to any PNC accounts that were opened for the first time through PNC or one of PNC’s predecessor banks other than National City. It does, however apply to National City account holders who were charged fees before or after National City was merged into PNC.)

 

As part of the $12 million National City class action settlement, National City will pay class members $36 for each eligible Overdraft Fee they incurred during the class period. However, if the number of people filing claims is small enough, you may be able to receive up to three times this amount!

 

All you have to do to receive your share of the National City cash settlement is to submit a valid claim form no later than August 26, 2011 either by submitting it online at www.NationalCityClass.com or mailing it to the Settlement Administrator. (Claim forms can be found here.)

 

For detailed information on how to file a valid claim form and receive your share of the National City Bank Overdraft Fee Class Action Lawsuit Settlement, go to our Open Lawsuit Settlements section.

 

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Updated April 4th, 2011

 

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188 thoughts onNational City Bank (PNC) Overdraft Fee Class Action Settlement

  1. Anonymous says:

    The most you”ll get is $35.00, Lawyers loves these kind of cases, their the ones who get’s the big pay out

  2. Anonymous says:

    I mailed in the form, have heard nothing!! Inthe meantime, PNC continued the practice- I live on SSDI–Tohave half your month’s income grabbedbecause the bank did not POST the deposit IMMEDIATELY- really stinks– Yeah, I am in Collections now because of their screwups– thank Heavens they cannot garnish SSDI

  3. Anonymous says:

    thank you for the update. i too was wondering the status of this case. so very glad that center for class action fairness stepped up to the plate on behalf of us folks. i suspect that they will prevail. i read their brief and it’s solid, in my opinion. i just wish there was some type of criminal charges that could be filed against those no-good thiefs!!!

  4. Anonymous says:

    With $3,000,000 going to the attorneys, and a significant number of us who were victimized by National City, I don’t see where we’ll get much of anything. I got the line of crap that they were looking out for me by backing out small debits to ensure that my rent or vehicle was paid. Instead of one overdraft fee, they got several.

  5. Anonymous says:

    I had money in my account and they charged me overdraft fees. It has now been sent to collections. I switched banks and I am very pleased with my new bank.

  6. Anonymous says:

    Is there a way to complain about the appointed counsel to the judge? The website was last updated in March. We’re all going to get around $5 each, and the attorneys are walking away with millions. Scam upon scam, here.

  7. Anonymous says:

    see http://centerforclassactionfairness.blogspot.com/ As they have filed an objection at the Fairness Hearing. Per his reply to me via their FB page, when I asked him what happened at the Fairness Hearing, i.e., approved the settlement or what – he said

    The court has requested additional briefing due September, so we can’t expect a ruling before then.

    so we are in a sit and spin mode at this time

  8. Anonymous says:

    Umm… Where is this so called check at? I like how we all keep posting things but none of us are getting any answers…

  9. Anonymous says:

    Does anyone have an update on when to expect the settlement checks? I accused them of this scam back in 2007, because they would debit the larger amounts first, not chronologically. Freaking Ponzi Scammers. Where’s our checks?

  10. Anonymous says:

    When do I get my check. The 26th has come and gone with no update on the official claims site.

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Please note: Top Class Actions is not a settlement administrator or law firm. Top Class Actions is a legal news source that reports on class action lawsuits, class action settlements, drug injury lawsuits and product liability lawsuits. Top Class Actions does not process claims and we cannot advise you on the status of any class action settlement claim. You must contact the settlement administrator or your attorney for any updates regarding your claim status, claim form or questions about when payments are expected to be mailed out.