Sarah Mirando  |  April 4, 2011

Category: Legal News

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National City Bank (PNC) Overdraft Fee Class Action Settlement 

 

By Kimberly Mirando

National City PNC Bank

National City Bank and PNC Bank (PNC) have reached a $12 million class action lawsuit settlement concerning illegal overdraft fees. If you paid overdraft fees to National City (including accounts transferred to PNC when it merged with National City in November 2009), you may be eligible to receive a cash payment from the class action settlement that could be as much as $100 or more.

 

According to the National City Bank class action lawsuit settlement, titled Trombley, et al. v. National City Bank, et al., National City improperly assessed overdraft fees for insufficient funds on debit card purchases and ATM withdrawals in a number of ways that were unlawful, including by “re-sequencing” transactions in order to maximize the number of overdraft fees. The lawsuit alleges that these practices were unlawful and caused financial injury.

 

You’re considered a class member of the National City overdraft fee settlement if you hold or ever held a National City Account and at any time from July 1, 2005 through August 15, 2010 incurred at least one Overdraft Fee associated with at least one National City Debit Card Transaction that was not previously reversed, refunded or returned. (The settlement does not apply to any PNC accounts that were opened for the first time through PNC or one of PNC’s predecessor banks other than National City. It does, however apply to National City account holders who were charged fees before or after National City was merged into PNC.)

 

As part of the $12 million National City class action settlement, National City will pay class members $36 for each eligible Overdraft Fee they incurred during the class period. However, if the number of people filing claims is small enough, you may be able to receive up to three times this amount!

 

All you have to do to receive your share of the National City cash settlement is to submit a valid claim form no later than August 26, 2011 either by submitting it online at www.NationalCityClass.com or mailing it to the Settlement Administrator. (Claim forms can be found here.)

 

For detailed information on how to file a valid claim form and receive your share of the National City Bank Overdraft Fee Class Action Lawsuit Settlement, go to our Open Lawsuit Settlements section.

 

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Updated April 4th, 2011

 

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188 thoughts onNational City Bank (PNC) Overdraft Fee Class Action Settlement

  1. Anonymous says:

    I just called the number posted above by Xavier. The representative said I would be getting a check, mailed out today, but that she did not have access to amount information.
    I am wondering why the inconsistency in giving out this information when we are calling the same number?

  2. Anonymous says:

    Well they have an interesting way to divide up payments – I believe my claim was for about $400 and I just called and they are mailing all payments today and then they said I would get $18.00 back. WOW – $18.00 I don’t know how they came up with that but I wouldn’t have even bothered calling for that small of amount. I am hoping maybe her computer said $118 or 88 or something and I heard $18 – because that seems very small…..anyway – good luck to everyone. I guess even $18 is better than 0.

  3. Anonymous says:

    Called 1-866-960-5706 – Very nice rep, gave name, address, and phone number and she told me that I should get a check by Saturday, or Tuesday because of the holiday weekend (how convenient for them)… and I asked the million dollar question, how much and she told me $80. While I am very happy that this isn’t $32, it is still absolute bullshit, and I have paid much more then that in Overdraft charges. A small victory, but not at all what I expected. I was expecting at least $200. Congrats to “Trys” for getting a halfway decent amount.

  4. Anonymous says:

    What number are you calling. I called a number this morning and they said yes I was getting check but could not tell me how much.

  5. Anonymous says:

    I just called and I received $133.17. Seems to be higher than some of the others. They stated 7 – 10 business days.

  6. Anonymous says:

    I just called the toll free number and they sent out my check today and the amount that I am receiving is $68.38. I lost more than that, but I am grateful for what I am getting.

  7. Anonymous says:

    to Patrick, you understand how resquencing works right? they would take withdarawls prior to posting deposits JUST so people would go negative and they could grab that over draft fee, then because they grabbed numerous fees folks ended up further behind, sure there were plenty that floated checks, but there are a whole lot more that did not, I kept my check book to a penny and within one month had 800$ removed from my accoutn based upon their posting tactics, It took me well over 3 months of scrimping and saving and biting the bullet on these stupid fees to get back on track, i lost nearly 2k from my checking after going 15 years with never so much as getting within 50 bucks of going negative

    oh and I am still awaiting my meager refund as well

  8. Anonymous says:

    I just called and my check did mail out today for $89.98. I did lose way more than that, but at least its more than 32$$ lol

  9. Anonymous says:

    I don’t think some of you realize the lawfirm has no control over the amount you will receive. So calling them and being nasty just makes you look ungrateful and idiotic. The court and judge decided how much money goes to the public. The law firm simply distributes it.
    I also see a lot of complaining that you used your debit card knowing good and well that you didn’t have any money in your account. So, really it was your own fault.

  10. Anonymous says:

    I called back again talked to someone else because I felt that 32 was just wrong. They said that they couldn’t give me an amount now although at this point I am not sure :/ They said that it was going out on wed. though

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Please note: Top Class Actions is not a settlement administrator or law firm. Top Class Actions is a legal news source that reports on class action lawsuits, class action settlements, drug injury lawsuits and product liability lawsuits. Top Class Actions does not process claims and we cannot advise you on the status of any class action settlement claim. You must contact the settlement administrator or your attorney for any updates regarding your claim status, claim form or questions about when payments are expected to be mailed out.