GEICO class action lawsuit overview:
- Who: A Florida woman sued GEICO Casualty Company.
- Why: The plaintiff claims the company added strangers to her auto insurance policy without her consent, which increased her premiums.
- Where: The GEICO class action lawsuit was filed in Florida federal court.
A new class action lawsuit alleges that GEICO added strangers to its customers’ auto insurance policies without their consent, resulting in increased premiums.
Plaintiff Allison Kane filed the class action complaint against GEICO on Jan. 28 in Florida federal court, alleging violations of state and federal consumer laws.
According to Kane, GEICO used a standard practice of obtaining information from third-party sources to find licensed or permitted drivers and add them to insureds’ policies for an additional premium, even when the added drivers were strangers to the insureds.
The class action lawsuit seeks recovery for all victims of GEICO’s unsavory practices, Kane says.
Kane claims she was a named insured under a GEICO auto policy when the company added two strangers to her policy without her consent, resulting in increased premiums.
GEICO sent Kane an email in February 2024, stating that a person named Carter K. Riddle may be a licensed or permitted driver with her address listed as their primary address, Kane says. When Kane did not respond within 15 days, GEICO automatically added Riddle to her policy as a covered driver, increasing her premium.
GEICO allegedly refused to remove ‘strangers’ from insureds’ policies
The class action lawsuit claims GEICO did not verify the residency of the added drivers, nor did it provide the underlying data or identify the consumer reporting agency used to obtain the information.
GEICO’s process for disputing these additions was not as simple as the notice implied, Kane alleges. She says the company routinely refused to remove individuals based on the insured’s truthful statement that the person had no connection to the household or vehicles and/or was insured elsewhere.
Kane is looking to represent anyone in the United States to whom GEICO sent a document stating it would add a driver based on information obtained from a third-party source and who paid an increased premium after the driver was added by GEICO with no action taken by the insured.
The class action lawsuit alleges breach of contract, breach of the covenant of good faith and fair dealing, unjust enrichment and violation of Florida’s Deceptive and Unfair Trade Practices Act.
Kane seeks certification of the class action, damages, fees, costs and a jury trial.
In another class action against GEICO, four policyholders filed a lawsuit alleging the insurer underpaid customers on total loss vehicle claims.
What do you think of the claims made in this GEICO class action lawsuit? Let us know in the comments.
The plaintiff is represented by Rachel Dapeer of Dapeer Law P.A.
The GEICO class action lawsuit is Kane v. GEICO Casualty Company, Case No. 6:26-cv-00225, in the U.S. District Court for the Middle District of Florida.
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