Unum Life Insurance Company of America faces another woman’s Unum disability benefits lawsuit over allegations that the company unfairly denied her long-term disability benefits.

Plaintiff Alma R. files the Unum disability benefits lawsuit over unfair denial in California federal court, joining a growing number of lawsuits being filed against the company. The lawsuit was filed on June 1, 2018.

According to the Unum disability benefits lawsuit, Alma is the mother of three adult children. She says that she emigrated to the U.S. from Mexico and worked as a housekeeper or seamstress before obtaining a position as a Team Leader at Owens-Corning.

In 1997, she says sheobtained a position as a Mold Specialist that required her to perform various functions such as carrying and kneeling. However, she alleges she eventually suffered bilateral knee damage and low back degenerative disk disease. Over time, her condition worsened, she says. She applied for long-term disability though Unum on March 1, 2004.

Unum paid her benefits for 12 years. However, citing that her physical condition doesn’t refrain her from performing light work, Unum denied her long-term disability benefits in a letter on Feb. 20, 2017. Alma says she attempted to appeal the denial on May 10, the lawsuit states, maintaining that she “disagreed with the decision to terminate benefits because both her knees are weak and prevent her from moving frequently without pain in her low back and right hip.”

However, she says Unum reaffirmed their request to deny benefits in a letter sent back to her on June 28, 2017. The Unum disability benefits lawsuit was filed on a count of breach of contract, and for an award of attorneys fees and costs.

Overview: Unum Disability Benefits

Thousands of Unum disability benefits lawsuits have been filed against Unum, the single largest disability insurance company located in the U.S. known to provide long-term and short-term disability benefits. The company employees at least 100,000 people across the U.S., and is also the largest and most recognized provider in the international space.

The U.S. market contributes more than 60 percent of Unum’s annual revenues. In 2015, the company more than doubled its income, according to Vault.com. That same year, cash flow increased to $1.2 billion. Among the company’s subsidiaries are Provident Life and Accident, First Unum Life, Colonial Life & Accident, and Paul Revere Life Insurance.

Plaintiffs like Alma continue to file Unum disability benefits lawsuits alleging unfair denial. They often state that they were granted short-term insurance benefits at first under their policies once they were rendered, but long-term disability benefits were later denied.

Thousands of claims alleging bad faith insurance have been filed against the company. Other claims filed against Unum include unfounded or unfair denial of insurance benefits, underpayment of insurance benefits, and unreasonable delays in the processing of claims.

Unum is being accused of denying consumer disability benefits for no other reason than to increase profit revenues and profits. If you or someone you love was provided and then denied their long-term disability benefits by Unum, you may have reason to consult with a lawyer.

The Unum Disability Benefits Lawsuit is Case No. 2:18-cv-01606-MCE-AC, in the U.S. District Court for the Eastern District of California.

Do YOU have a legal claim? Fill out the form on this page now for a free, immediate, and confidential case evaluation. The bad faith insurance attorneys who work with Top Class Actions will contact you if you qualify to let you know if an individual lawsuit or Unum class action lawsuit is best for you. [In general, Unum bad faith lawsuits are filed individually by each plaintiff and are not class actions.] Hurry — statutes of limitations may apply.

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