Uber Unexpected Bank Fees Prompt Investigation and Possible Lawsuits

Uber unexpected bank fees may come as a surprise to consumers if they are classified as recurring transactions but still process as one-time transaction subject to overdraft fees. One-time transactions require express consent in relation to overdraft fees, but some banks are being accused of assessing overdraft fees as if the transactions within the Uber app are recurring transactions.

Recurring transactions do not require the consumers’ direct consent for overdraft protection. Many consumers who have used ride share apps may be eligible to pursue compensation for Uber unexpected bank fees through class action lawsuit investigations.

Uber and Lyft are not the only apps falling within this investigation. If a consumer gets hit with overdraft fees for a single debit card purchase that was made through a smartphone app such as Apple Pay, Cash App, Amazon Digital, Samsung Pay, Square, Electronic tolling, gas stations, public transit charges or electronic food services, they  may be eligible to participate in a lawsuit.

When transactions are improperly classified as recurring, despite the fact that they are one-time issues, this could lead to unauthorized charging of overdraft fees.

Uber unexpected bank fees can come as a shock to a consumer who is now responsible for paying the overdraft fee. Uber unexpected bank fees that are assessed as a recurring transaction may be difficult for a consumer to pinpoint.

Opting into Overdraft Protection

Banks routinely sign their new customers up for overdraft protection for recurring transactions, such as those that are paid for monthly gym memberships. Banks are not eligible to charge overdraft fees for one-time non-recurring debit card purchases, such as those that may occur with Uber, unless the customer expressly requests that service.

Uber unexpected bank fees may enable a consumer to pursue participation in a class action investigation if the purchase is improperly classified as a recurring one. Some consumers have come forward to report that after using their debit card for some of the services and apps listed above in this article, that they were charged an overdraft fee by their bank. Uber unexpected bank fees can be anywhere from $25 on up depending on the specific rules of the bank.

If the charge was misclassified as a recurring debit charge purchase, this could be a violation of consumer protection laws and may enable a consumer to pursue legal action against the responsible party.

Uber unexpected bank fees can add up quickly, especially if you took rides over the weekend and then discovered these surprise fees on Monday morning. To keep an eye on a banking situation, it’s recommended that consumers use their mobile apps to be notified of charges as soon as possible.

The support of an experienced attorney is vital for moving forward in these situations and consumers should always take action sooner rather than later to identify whether or not they are eligible to pursue compensation.

Have you recently gotten a lift through popular ride-sharing services and then learned after the fact that your financial institution assessed Uber unexpected bank fees? This may be a violation of your rights and could enable you to file a lawsuit with the help of a lawyer.

Join a Free Uber and Lyft Bank Fees Class Action Lawsuit Investigation

If you were wrongfully charged an overdraft fee from an app or digital service even though you did not agree to allow your bank to charge you overdraft fees, you may qualify to file a recurring bank fee class action lawsuit.

Learn More