Choosing a Mortgage Foreclosure Defense Attorney

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Fighting a foreclosure can be a daunting process for most homeowners.

Hiring an attorney to help you though the process can buy you options you didn’t know about.

However, there are a number of factors to take into account when choosing a mortgage foreclosure defense attorney.

Unexpected medical bills or other expenses can lead anyone to fall behind on their mortgage payments. There are additionally other defenses to foreclosure.

If you are facing foreclosure, contact the experienced mortgage foreclosure defense attorneys at McDonald Worley for a free case review.

Hiring a Mortgage Foreclosure Defense Attorney

If your lender has started foreclosure proceedings it is important to consider whether hiring a mortgage foreclosure defense attorney is the right fit for your situation. If you want to stay in your home, a mortgage foreclosure defense attorney can help discover if there are valid defenses to the foreclosure such as military service, bank misconduct or banking errors.

Choosing the right mortgage foreclosure defense attorney based on your situation is essential. You should be comfortable with the attorney you are hiring as well as the course of action they propose. You should interview several attorneys to make sure you find a good fit. Consider covering the following topics during each interview:

• Find out the attorney’s experience with foreclosure, including representing other homeowners as well as legal education.
• Do they have experience with your situation and goals, for example, if you think you have a defense to the foreclosure or if you simply want to stay in your home until the foreclosure proceedings are complete.
• The attorney’s recommendation for your situation. Consider whether what the attorney recommends is consistent with your goals.
• You should also feel comfortable asking the attorney how much their services will cost.

You can also research mortgage foreclosure defense attorneys through your state bar organization. State bars keep records on attorney misconduct and will be able to tell you if the attorney you are considering has been disciplined.

There are some other red flags you should watch for when selecting a mortgage foreclosure defense attorney, including;

• Promises for a certain outcome, including staying in your home. A mortgage foreclosure defense attorney can only promise to represent your interests the best way they know how.
• Claims that the attorney has a special skill outside of education or experience that will keep you in your home or get your mortgage modified.
• Look out for excessive charges. Unfortunately, some attorneys have been known to prey upon those who are desperate or overwhelmed by foreclosure proceedings and charge several times the going rate by making false promises.

By interviewing several mortgage foreclosure defense attorneys, you can get a sense of an appropriate rate for your situation.

The Better Business Bureau may also be able to tell you if other clients have complained about an attorney or law firm you are considering.

Hiring a mortgage foreclosure defense attorney can be an invaluable decision if you are facing foreclosure proceedings, but it is important to consider your options carefully and hire the right person for your situation.

If you are facing foreclosure, contact the experienced mortgage foreclosure defense attorneys at McDonald Worley for a free case review.