Unum Lawsuit Ruled in Favor of Plaintiff, Twice

This is what happened to Unum policy holder Tanya Mondolo after experiencing bone death and fibromyalgia as a result of receiving chemotherapy for leukemia. Because of these conditions she is unable to sit for long periods of time and experiences difficulty walking. Instead of covering her claims, investigating them or following up, Unum denied medical benefits to Mondolo who subsequently sued Unum and won.

Unum Fails to Investigate Properly

According to the court’s decision, Unum not only failed to pay Mondolo’s rightful disability insurance claims, but they also failed to properly investigate the claims themselves. In addition, no investigation was made into appropriate alternate jobs nor was psychological evidence considered. Because of this failure on Unum’s part, the court awarded in Mondolo’s favor and demanded that Unum reinstate her claims with interest. Subsequently, the court advised the attorneys to make a motion for attorney’s fees and awarded Mondolo $119,000 to cover them. Unum disputed the fee amount claiming they should only have to pay $50,000 and that $119,000 was more than double the amount that they typically pay. The court also referred to the company’s conduct as “culpable.”

Unum Claim Denials Typical

While it might seem out of the ordinary to have disability claims denied on perfectly valid cases, Unum has been accused many times of denying or cutting off claims long before they should. Because of this, some disability insurance holders have found themselves facing financial ruin with medical bills they cannot afford.

In the meantime, Unum has reported in their fiscal reports that they are profiting on the disability insurance payments they are receiving. Yet, they are not paying out on legitimate claims. Several Unum fraud lawsuits have been filed by those who claim they were wrongfully denied their disability benefits and are seeking restoration and payment of their claims.

Remedy for Denied Disability Benefits

If you have been wrongfully denied disability benefits, you can get more information on how to proceed with legal action against Unum by visiting the Unum/UnumProvident Disability Insurance Claim Denial Class Action Lawsuit Investigation. Here you will find out what types of claims have been denied and how to contact attorneys to take action in hopes that you are getting the necessary restoration and payment of your claims.