By TopClassActions  |  November 26, 2013

Category: Labor & Employment
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Fla. Man Seeks Back Unum Disability Insurance Benefits

By John Curran

 


Unum Disability Insurance Denial LawsuitA man says he has provided medical documentation that confirms he is unable to work, according to a Unum disability insurance lawsuit recently transferred to U.S. District Court in Florida.

The Unum lawsuit, which was filed by Tarpon Springs resident Michael DePauw, does not cite his specific injuries. Rather, it notes that he received a decision letter from company claim denial specialists indicating Unum would not authorize the payment of monthly benefits. By doing so, his disability insurance lawsuit lawyer alleges that the company is in breach of contract.

According to the Unum lawsuit, DePauw has submitted adequate information though medical documentation to demonstrate his condition and is seeking “past benefits due, future benefits due, interests … costs of insurance (and) incidental and consequential damages.” 

Similar disability insurance lawsuits allege that claim denial specialists and other employees of the disability insurance company have committed a number of violations. Some allege that Unum officials determined that disabled workers could find employment in occupations in which they had no experience, despite the policy covering only their own position and vocation.

Others have alleged that the company and workers there failed to adequately review medical documentation indicating their injuries and illnesses or denied their claim on an arbitrary basis. Those concerns were not specifically included in DePauw’s Unum lawsuit.

The Unum disability insurance lawsuit is Michael DePauw v. Unum Life Insurance Company, Case No. 13-cv-02801, in the U.S. District Court for the Middle District of Florida.

Disability insurance policyholders who feel they have been wrongfully denied monthly or lump sum payments may have the ability to obtain past payments and begin ongoing benefits. The first step is to visit the Unum/UnumProvident Disability Insurance Claim Denial Class Action Lawsuit Investigation to learn more about one’s options. While there, fill out the short form for a no-cost case eligibility review with a disability insurance lawsuit lawyer. The process may be different than standard civil lawsuits because of language found in many disability insurance policies indicating that the matter must be reviewed by an administrative law judge rather than a jury of one’s peers. It is critical to find representation that can aid in a fair hearing. Get started with a free consultation available at the investigation today.

 

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