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Bankruptcy Discharge Credit Report Errors Class Action Lawsuit Settlement E-mail
23 Votes
Saturday, 17 October 2009 13:31

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We're sorry! This settlement is CLOSED!

No more submissions are allowed.

Please join the Top Class Actions Newsletter

list so you don't miss out next time and head

over to the OPEN SETTLEMENTS section

to see what's available!

 

Click here to skip the legal notice and go straight to the Top Class Actions article on this class action lawsuit settlement.

 

Bankruptcy Discharge Credit Report Errors Short Form Notice

 

Award (how much your claim may be worth): $20 - $750 (depending on the type of claim you submit and the total number of claims received)

 

Class Action Lawsuit Settlement Case(s): White, et al. v. TransUnion LLC, Experian Information Solutions, Inc., and Equifax Information Services LLC, et al., Case No. 05-cv-1070 DOC (MLGx), United States District Court for the Central District of California Southern Division

 

Company(ies): TransUnion LLC TransUnion Logo, Experian Information Solutions, Inc. Experian Logo, and Equifax Information Services LLC Equifax Logo

 

Website Link to access the Class Action Lawsuit Settlement and get YOUR Stake (COMPLETE AND SUBMIT YOUR CLAIM FORM ONLINE HERE): Settlement Administrator Website

 

Address of Class Action Lawsuit Settlement Administrator to submit a claim form (REQUIRED IF YOU DIDN'T RECEIVE NOTICE IN THE MAIL AND DON'T HAVE A CONTROL NUMBER):

 

White, et al. v. Experian Information Solutions, Inc.
c/o The Garden City Group, Inc.
P.O. Box 9517
Dublin, OH 43017-4817

 

Phone Number to call for assistance: 1-866-237-3432

 

Details: This class action lawsuit settlement covers those who claimed bankruptcy and had errors on their credit reports from TransUnion, Experian and/or Equifax. The errors may have included charges on the credit report which should have been expunged by the bankruptcy. The amount you can claim depends on what happened to you in your specific situation. If you had debts listed on your credit report that should have been listed as discharged by the bankruptcy, but weren't, and nothing bad happened because of it (you weren't denied a job, mortgage or credit card) than you can submit a claim for Option 1, which is a convenience award estimated to be $20. This is the "easy" claim and it's estimated that the majority of claimants will fit into Option 1.

 

If you suffered damages from the error on your TransUnion, Experian and/or Equifax credit report you can claim significantly more in this class action lawsuit settlement. If you suffered damages you can claim Option 2. Option 2 in the credit reporting error class action lawsuit settlement is estimated to give your $750 (estimated) if you weren't hired for a job due to your credit report, $500 (estimated) if you were denied a mortgage loan because of the error on your credit report or $150 (estimated) if you were denied a credit card, auto loan or other bank loan because of the error on your credit report. If you choose Option 2 you must list the month and year you were denied the item you are claiming.  The settlement administrator will pay you the highest amount you qualify for. Payment will be made only for the highest dollar category for which you qualify even if you qualify for two or three of them. Also, the exact amounts may be somewhat higher or lower than the projected amounts, depending on the number of class members who qualify for awards under this Settlement. For example, if you were denied a home mortgage loan and also weren't hired for a job because of the error(s) on your credit report you would be paid $750 (estimated) in this class action lawsuit settlement because they are only paying you for ONE incident, not two, and will automatically pay you for the option which grants you a higher dollar amount. If you submit a claim for Option 2, and the settlement administrator determines you don't qualify for it, they will automatically pay you the Convenience Award of $20. Now, head over to the Settlement Administrator website, print out your claim form, fill it out completely, sign it, date it, and submit it!

 

Purchased From: March 15, 2002 - May 11, 2009 (or, for California residents in the case of TransUnion, between May 12, 2001 and May 11, 2009)


Claims Accepted Until (YOU MUST SUBMIT YOUR CLAIM BY THIS DATE!): 11/30/09

 

MORE DETAILS BELOW!

 

 

 

Class Action Lawsuit Settlement Amount(s): $45,000,000 = $10,000,000 to the affected class claiming Option 1 (those claiming the convenience award of $20 each) + $23,430,000 (ESTIMATE) to the affected class claiming Option 2 + $20,000 ($5,000 to each Lead/Named Plaintiff) +$11,250,000 Attorney Fees + $300,000 (ESTIMATE) Settlement Administrator Charges/Expenses

 

Settlement Administrator(s): The Garden City Group, Inc.

 

Plaintiff Counsel:


Michael W. Sobol, Esq.
LIEFF CABRASER HEIMANN & BERNSTEIN, LLP

 

Michael Caddell, Esq.
CADDELL & CHAPMAN

 

Lee A. Sherman, Esq.
CALLAHAN, MCCUNNE & WILLIS, APLC

 

National Consumer Law Center

 

Consumer Litigation Associates

 

Defense Counsel:

 

Craig E. Bertschi, Esq.
Cindy Hanson, Esq.
KILPATRICK STOCKTON LLP

 

Daniel J. McLoon, Esq.
Michael G. Morgan, Esq.
JONES DAY

 

Julia B. Strickland, Esq.
Stephen J. Newman, Esq.
STROOCK & STROOCK & LAVAN LLP

 

TCA Staff Tidbit: Experian OfficeAt Top Class Actions we received many complaints of this happening when we started up in early 2008. Since then TransUnion, Equifax and Experian have updated the way they report bankruptcy discharged debts so they should be reported correctly. This happened because of an earlier class action lawsuit settlement. That class action lawsuit settlement didn't include any payments for the affected class. That's why you now have this settlement. It offers some compensation for those who were affected by the way the big three credit reporting bureaus reported (or failed to report) bankruptcy discharged debts.

 

Credit ReportsOverall this appears to be a good settlement for the consumer. Obviously some may feel that $750 as compensation for a job they didn't get, or $500 for a home they missed out on isn't enough, but it's better than bupkis. In our opinion this isn't the most important class action lawsuit settlement related to the credit reporting bureaus. That happened back in August of 2008 when the plaintiff attorneys settled with TransUnion, Equifax and Experian for injunctive relief which resulted in bankruptcy discharged debts getting reported correctly. That's the biggest help for those who had to claim bankruptcy and allows them to move on with their lives. That's just our opinion. If you are eligible, make sure to submit your claim now! Don't miss out on what could be hundreds of dollars for you!

 

 

 

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LEGAL INFORMATION IS NOT LEGAL ADVICE
This site provides information about the law and class action lawsuit settlements designed to help users safely cope with their own legal needs. Legal information is NOT the same as legal advice - the application of law to an individual's specific circumstances. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a lawyer if you want professional assurance that our information, and your interpretation of it, is appropriate to your particular situation. You should consider all postings or writings at TopClassActions.com by staff or others as personal opinion only and NOT the advice of a lawyer. Top Class Actions Legal Statement
 
©2009 Top Class Actions® LLC
Various Trademarks held by their respective owners.
 
 
Last Updated on Tuesday, 15 December 2009 13:58
 

23 Comments

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  1. Wendy Stout makes this comment

    Wednesday, 21 October 2009

    Did not recieve a morgage loan in April 2007.

  2. COLLEEN KRUTTLIN makes this comment

    Monday, 25 January 2010

    WHEN DO YOU SEND OUT THE CHECKS

  3. Linda Gates makes this comment

    Monday, 01 February 2010

    i have not got any mail send i mail my statement in i go onthe internet and try to pull thing up so i wonder did u people get my paper

  4. James Parrotta makes this comment

    Wednesday, 10 February 2010

    I am still waiting for my payment and I sent in the claim form in time. When will I hear from you.

  5. Laura Pierson makes this comment

    Thursday, 25 February 2010

    I have not received my payment as of yet either. Some form of communication is in order afte waiting since the first part of November!

  6. M. Coleman makes this comment

    Wednesday, 07 April 2010

    I submitted my claim online on November 19, 2009 after receiving the legal notice that I was included in the settlement. I sent an email for status on the case in February and received feedback the next day. The process is not complete on distributing the funds but should be by the end of April hopefully.

  7. M Dozier makes this comment

    Monday, 26 April 2010

    [I SENT MY CLAIM FORM IN BEFORE THE NOVEMBER 30, 2009 DEADLINE, STILL HAVEN'T HEARD OR RECEIVED STATUS OR UPDATE ON THE SETTLEMENT. i HAVE SINCE MOVED FROM MARYLAND TO MIAMI FLORIDA AND WOULD LIKE SOMEONE TO GET INTOUCH WITH ME SO I CAN RECEIVE SETTLEMENT AT NEW ADDRESS...THX

  8. VH makes this comment

    Friday, 14 May 2010

    Did anyone get a check? I submitted my form back in November 2009 and never heard a thing...

  9. Bubbles makes this comment

    Monday, 17 May 2010

    Last I heard the date was pushed to May 14, 2010, I think that was the date, either way it was postponed. I called the number that was listed, and they called Me back and said to give it an additional 4 -4 weeks to hear anything. Good Luck to everyone who was abused by the credit card system. :'(

  10. Bubble makes this comment

    Monday, 17 May 2010

    Hi, Ok I made a mistake, the court date was changed to May, 2010. I called the phone number that was listed on the site, and they called Me back and said to give it 4-6 weeks from either May 14, or May 21, 2010. I'm pretty sure it was one of those dates. Good Luck to everyone :'(

  11. Lauren M makes this comment

    Tuesday, 01 June 2010

    has anyone heard any updates since the may 20th hearing????

  12. STACY makes this comment

    Wednesday, 02 June 2010

    IF ANYONE COULD GIVE ME THE PHONE NUMBER WHERE I CAN GET MORE INFO I WOULD APPRECIATE IT. I FILED MY CLAIM BUT I AM NOT SURE IF MY CLAIM WAS ACCEPTED. IS THERE ANYWAY TO FIND OUT THIS INFO?

  13. Cyndi makes this comment

    Thursday, 03 June 2010

    Has ANYONE received a payment yet on this? I am still waiting and wondering if we ever will. Does anyone know when payments will be issued?

  14. diana nicely makes this comment

    Saturday, 05 June 2010

    no no money yet
    but are they going to fix our credit too
    or dose a little bit of money make every thing ok

  15. FT makes this comment

    Thursday, 17 June 2010

    Here is the link that used to give you updates regarding this lawsuit-
    http://www.bankruptcydischargesettlement.com/index.php3

    The problem is that there hasn't been any updates since they said hearings were moved to 05/20/2010.

    They have a toll free# but when I tried calling it was a recording not giving me any additional information.
    Let's hope for the best since I could use that money.

    I really don't believe I'll ever get it. I guess I'll believe it when I see it. :\

  16. carol makes this comment

    Monday, 21 June 2010

    I just called 614-289-5400 and she transferred me to a live person that said their has been no decision yet or that there are no updates since May 20, 2010. He said you can call this number 1 (866) 237-3432 and leave a message with your claim number which is on your original card that was sent to you in the mail along with your name and phone number and you will get a return call with an update. He said they will even leave a message if you aren't home!:-D

  17. Unknown makes this comment

    Thursday, 01 July 2010

    I have not received nor have I heard anything either. I believe this is all a crock of sh*t. People don't bank on getting this money. It doesn't take months for a decision, this is why they had the hearing.

  18. John makes this comment

    Saturday, 03 July 2010

    I agree with the last person. I haven't heard anything nor have I received anything. Doubt we ever will as all this seems to have been a bogus hearing. My father is an atty and he even said they had a settlement hearing so a decision has been made, they are just not letting the public know. We all need to keep calling and maybe they will update the site!

  19. ybliku2 makes this comment

    Thursday, 08 July 2010

    From what I understand from the website, they are having problems verifying exactly who was harmed. I think from what I read, there is some problem with agreeing on what harm was done and to what extent is included in this. It appears that they disagree on the number of people involved, claiming that dates and other information has excluded many people. Go to the website given on the card you received and read the information there. It will make you sick when you do.

  20. clgzdc makes this comment

    Friday, 16 July 2010

    what is the website listed on the card?

  21. cheryl miyashiro makes this comment

    Sunday, 18 July 2010

    just was concerned if anyone got anything

  22. fred makes this comment

    Monday, 16 August 2010

    yea same here they are scrambling to find it...the ol ballgame is closing out..maybe they are in negotiations with the chinese to borrow the money!!!:P

  23. diana makes this comment

    Tuesday, 24 August 2010

    UPDATE: On August 6, 2010, the Court set a briefing schedule after receipt of Settling Plaintiffs’ Submission Complying with the Court’s Order Conditionally Granting Request for Second Notice, and Alternative Notice Proposal. The Court took this submission as a partial motion for reconsideration, and gave the Objecting Plaintiffs the opportunity to fully brief the issue. The Objecting Plaintiffs shall file any opposition to the motion by August 23, 2010. The Settling Plaintiffs and/or Defendants shall file any reply by August 30, 2010. This website will be updated as soon as more information is available.

    i saw this update so sounds like more run around

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