Hartford UIM coverage class action settlement

Hartford agreed to a class action lawsuit settlement to resolve claims that it collected premiums for misleading underinsured motorist (UIM) insurance coverage and improperly applied offsets to UIM benefits.

The settlement benefits individuals who were insured under New Mexico automobile insurance policies issued by Hartford Property and Casualty Insurance Co. or Hartford Insurance Co. of the Midwest that included UIM coverage between Dec. 29, 2014, and March 18, 2022, or Jan. 1, 2019, and March 18, 2022, respectively.

Plaintiffs in the class action lawsuit accused Hartford of selling misleading UIM coverage in New Mexico auto insurance policies. According to the plaintiffs, Hartford failed to explain that an offset would be applied to UIM coverage based on the at-fault driver’s liability coverage.

Hartford is an insurance company that offers a variety of insurance products, including auto insurance.

Hartford has not admitted any wrongdoing but agreed to pay an undisclosed sum to resolve the UIM insurance class action lawsuit.

Under the terms of the Hartford settlement, class members can receive either additional UIM benefits or a return of 23% of the premiums they paid for UIM bodily injury benefits.

Class members whose claims involved wrongful death will automatically receive a settlement payment.

Class members who choose to receive a premium refund will receive 23% of all UIM premiums they paid during their insurance coverage with Hartford.

Those who choose to receive a claim adjustment will have their UIM claim readjusted without the offset that was previously applied. This option may result in class members receiving less than the full amount of the offset or nothing at all.

The deadline for exclusion and objection is Feb. 21, 2026.

The final approval hearing for the Hartford settlement is scheduled for March 23, 2026.

To receive settlement benefits, class members must submit a valid claim form by May 22, 2026.

Who’s Eligible

New Mexico policyholders or those with underinsured motorist coverage with Property and Casualty Insurance Company of Hartford between Dec. 29, 2014, and March 18, 2022, or with Hartford Insurance Company of the Midwest between Jan. 1, 2019, and March 18, 2022.

Potential Award

Varies.

Proof of Purchase

Claimants must provide their policy number and/or the claim number associated with the claim they are seeking to have reevaluated.

Claim Form

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Claim Form Deadline

05/22/2026

Case Name

Soleil, et al. v. Property and Casualty Insurance Company of Hartford, et al., Case No. D-202-CV-2023-08611, in the New Mexico District Court for Bernalillo County, Second Judicial District

Final Hearing

03/23/2026

Settlement Website

SoleilUIMClassSettlement.com

Claims Administrator

Soleil and Hammonds v. Hartford
c/o Claims Administrator
P.O. Box 2775
Portland, OR 97208-2775
877-702-7792

Class Counsel

Kedar Bhasker
LAW OFFICE OF KEDAR BHASKER LLC

Corbin Hildebrandt
CORBIN HILDEBRANDT P.C.

Geoffrey Romero
LAW OFFICES OF GEOFFREY R. ROMERO

Andrea Harris
VALLE, O’CLEIREACHAIN, ZAMORA AND HARRIS

Defense Counsel

Steven M. Levy
DENTONS US LLP