$10.5M Lemonade Insurance data breach class action settlement

Lemonade Insurance Co. agreed to pay $10.5 million as part of a class action settlement to resolve claims that it failed to prevent a data breach that affected its online insurance quote system.

The Lemonade settlement benefits consumers who received a notice informing them that their personal information, such as driver’s license number, was compromised in the data exposure between April 2023 and September 2024.

According to the Lemonade data breach class action lawsuit, Lemonade failed to protect its online insurance quote system from a data breach that occurred between April 2023 and September 2024. Cybercriminals allegedly gained access to sensitive personal information, such as driver’s license numbers, due to Lemonade’s subpar cybersecurity protections.

Lemonade is an insurance company that offers policies for renters, homeowners, pet owners and more.

Lemonade has not admitted any wrongdoing but agreed to a $10.5 million class action settlement to resolve the allegations.

Under the terms of the Lemonade settlement, class members can receive up to $10,000 for documented losses that are traceable to the data exposure.

Class members can also receive a cash fund payment. These payments will vary depending on the number of claims filed with the settlement and the amount of the net settlement fund after deductions.

All class members are eligible for three years of credit monitoring and insurance services. These services include up to $1 million in identity theft insurance coverage and three-bureau credit monitoring.

The deadline for exclusion and objection is Aug. 7, 2026.

The final approval hearing for the Lemonade data breach class action settlement is scheduled for Sept. 10, 2026.

To receive settlement benefits, class members must submit a valid claim form by Sept. 8, 2026.

Who’s Eligible

The class action settlement benefits individuals who received a data breach notification informing them that their personal information may have been compromised in a Lemonade data breach between April 2023 and Sept. 18, 2024.

Potential Award

Up to $10,000 in documented losses and a pro-rata cash payment.

Proof of Purchase

Documentation of losses, such as bank statements, credit reports and letters from tax authorities.

Claim Form

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Claim Form Deadline

09/08/2026

Case Name

In re: Lemonade Inc. Data Disclosure Litigation, Case No. 1:25-cv-04106-JHR-KHP, in the U.S. District Court for the Southern District of New York

Final Hearing

09/10/2026

Settlement Website

LemonadeDataDisclosureSettlement.com

Claims Administrator

In re Lemonade Inc. Data Disclosure Litigation
c/o Kroll Settlement Administration LLC
P.O. Box 225391
New York, NY 10150-5391
833-447-6429

Class Counsel

Melissa R. Clark
AHDOOT & WOLFSON P.C.

Mark B. DeSanto
BERGER MONTAGUE P.C.

John A. Yanchunis
Ronald Podolny
MORGAN & MORGAN COMPLEX LITIGATION GROUP

Defense Counsel

Tiana A. Demas
Anne Bigler
COOLEY LLP