$1.2M First Commonwealth Federal Credit Union data breach class action settlement

First Commonwealth Federal Credit Union (FCFCU) has agreed to a $1.2 million class action lawsuit settlement to resolve claims that it failed to prevent a data breach that compromised sensitive consumer information.

The settlement benefits individuals whose private information was compromised in the First Commonwealth Federal Credit Union data breach.

The FCFCU data breach compromised sensitive information, such as names, Social Security numbers, financial data, driver’s license numbers and more.

Affected consumers quickly took legal action against First Commonwealth Federal Credit Union, arguing that the company could have prevented the breach through reasonable cybersecurity measures. Plaintiffs in the data breach class action lawsuit say that they were harmed by the breach and are at risk of future harm, such as identity theft and fraud.

First Commonwealth Federal Credit Union is a Pennsylvania-based credit union with branches in Pennsylvania and Ohio.

First Commonwealth Federal Credit Union has not admitted any wrongdoing but agreed to a $1.2 million settlement to resolve the data breach class action lawsuit.

Under the terms of the First Commonwealth Federal Credit Union settlement, class members can receive either a cash payment or a reimbursement for documented losses related to the data breach.

Class members who experienced documented losses as a result of the data breach can receive up to $5,000 in compensation. These losses must be documented through third-party documentation, such as receipts, emails, correspondence and more. Losses that have already been compensated by another source are not eligible for reimbursement.

Class members who did not experience documented losses or who did not submit documentation with their claim can receive a smaller payment of $100.

All class members, regardless of whether they experienced documented losses, can receive three years of free credit monitoring through the settlement. This credit monitoring includes real-time credit file monitoring, dark web scanning, security freezing assistance, identity theft insurance of $1 million, fraud resolution access and more.

The deadline for exclusion and objection is Feb. 3, 2026.

The final approval hearing for the FCFCU data breach settlement is scheduled for March 5, 2026.

To receive settlement benefits, class members must submit a valid claim form by Feb. 18, 2026.

Who’s Eligible

Individuals whose private information was compromised in the First Commonwealth Federal Credit Union data breach, including those who received a notice of the incident.

Potential Award

Up to $5,000 for documented losses or $100 for alternate cash, plus three years of credit monitoring.

Proof of Purchase

Documentation of losses, such as phone records, correspondence or receipts.

Claim Form

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Claim Form Deadline

02/18/2026

Case Name

Maciejczyk v. First Commonwealth Federal Credit Union, Case No. 2024-C-2592, in the Court of Common Pleas of Lehigh County, Pennsylvania

Final Hearing

03/05/2026

Settlement Website

FCFCUSettlement.com

Claims Administrator

Maciejczyk v. First Commonwealth Federal Credit Union
c/o Kroll Settlement Administration LLC
P.O. Box 225391
New York, NY 10150-5391
833-890-4928

Class Counsel

Ken Grunfeld
KOVELOWITZ OSTROW P.A. 

Raina Borelli
STRAUSS BORRELLI PLLC

Defense Counsel

Joseph McNelis
CONSTANGY, BROOKS, SMITH & PROPHETE LLP