Chase Bank fees class action lawsuit overview:
- Who: A group of consumers filed a class action lawsuit against JPMorgan Chase Bank, National Association.
- Why: The group of consumers claim Chase charges an unfair fee to consumers who are on the receiving end of a check that bounces.
- Where: The Chase Bank returned deposit class action lawsuit was filed in New York federal court.
A new Chase Bank class action accuses the financial institution of charging penalties to customers for bad checks that they had “no hand in issuing.”
The Chase Bank fees class action, which was filed by a group of customers, claims the bank charged so-called “Deposited Item Return Fees” to individuals who received a check that ended up bouncing.
The customers argue Chase “all but acknowledged” the policy was predatory when, in March 2023, the bank allegedly “surreptitiously” removed a disclosure for the fee.
“Because the depositor could not have reasonably known the check was bad, it is unfair to charge the depositor a fee for returning the check,” the Chase class action states.
The group of plaintiffs want to represent a nationwide class of individuals who have been charged a deposited item return fee by Chase. The plaintiffs also want to represent subclasses of customers from New York, New Jersey, Illinois and California.
Chase Bank penalized consumers who ‘did nothing wrong,’ class action claims
The plaintiffs claim they were “shocked” when they were charged the Deposited Item Return Fee by the bank, because they “did nothing wrong” but were penalized anyway.
“There was nothing Plaintiffs could do to avoid — or even anticipate — a Deposited Item Returned Fee assessed by Chase at the time the deposit was returned,” the Chase class action states.
The group of plaintiffs claims Chase is guilty of unjust enrichment and of violating business and consumer protection laws in California, Illinois, New Jersey and New York.
The plaintiffs are demanding a jury trial and requesting declaratory and injunctive relief along with an award of actual, consequential, punitive, statutory and treble damages for themselves and all class members.
A consumer filed a separate class action against Chase and Zellpay.com last year over claims the bank’s customers were double-debited for payments made on or around June 1, 2023 due to a service malfunction peer-to-peer payment network Zelle.
Have you been charged a Deposited Item Return Fee by Chase Bank? Let us know in the comments.
The plaintiffs are represented by Lisa R. Considine, David J. DiSabato and Oren Faircloth of Siri & Glimstad LLP.
The Chase Bank fees class action lawsuit is Maslowski, et al. v. JPMorgan Chase Bank, National Association, Case No. 7:24-cv-01277, in the U.S. District Court for the Southern District of New York.
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40 thoughts onChase Bank class action alleges charges predatory fees on returned deposits
Please add me to the list. I was getting an auto loan from Advance America and the people from the company supposedly went and did a remote deposit which I wasn’t aware of and because of it Chase Bank wouldn’t close my account out telling me that I was not good business and they close my account and told me I had to leave I was blown away. And I still didn’t get all my money back
I had fraud on 2 Chase sponsored credit cards, Southwest and Amazon Prime. After their so called investigation they said “we can’t prove you did do this and we can’t prove you did do this. I’m 76 years old and had excellent credit, never a problem with those accounts. They did nothing to help a customer in need. Totally blew this off.
I had fraud on 2 Chase sponsored credit cards, Southwest and Amazon Prime. After their so called investigation they said “we can’t prove you did do this and we can’t prove you did do this. I’m 76 years old and had excellent credit, never a problem with those accounts. They did nothing to help a customer in need.
Years ago I noticed my money was not adding up. I also had over draft protection, but still kept getting charged. Chase told me to cash l the higher ups. I took a break from word, and Chase is now pulling fees out. I’m thinking about closing out my acc. Every month it costs me 12 to keep that acc open. I’m being penalized for being poor. And I have pics poor delivery servis.
I had been over charged and was ripped off when my car got towed by Chase bank financing for a Honda. hRv. I wá paying 680 per month. For 6 years when I found out that when I made a payment on the bank I had to call it in and verify every time there was many CBF and CBP transfers that I made as transfer payments that never got added as parents. I also got charged twice on many occasions had perfectly good xjexka not imputed properly, dpuble charged items thwb eraswd and switched. My ledger never added up. O would always haveore deposited than withdrawn buy I would always be in the minus mount of money.. horrible customer satiatactio. Rated. Your number one in the middle.
I got money back from a year ago bank transaction scam. It was initially ignored by police and Chase bank. I went further to hire a private investigator service called Goatus Group . They took my case report and responded to it as professional as you can have it. Check was sent to settle 3 days ago. I highly recommend this service to anyone in need . Goatusgroup at gmail dot c o m
Add me I’ve got my account shut down because of it
Yes, I have been charged these predatory fees in the past. Please add me to the list. Thank you in advance.
Yes being robbed every week for over draft fees because of no credit line.
Yes I have been charged for these and also denied getting my funds back for a scam/ fraud which I have a police report
Report to ForexFraudTeam/at/gmail/com . I used the to get my money back in my case .
Chase penalized me for their lack of Fraud Protection and banished me from being a customer ever again in life.