Wells Fargo class action lawsuits overview:
- Who: Consumers recently filed a trio of class action lawsuits against Wells Fargo. The bank also recently agreed to a class action settlement.
- Why: The class action lawsuits involve claims regarding financial and insurance products, overdraft fees and bad check fees allegedly charged to consumers on the receiving end of bad checks. The settlement ended COBRA compliance claims.
- Where: The class action lawsuits were filed in California and South Dakota federal courts.
Consumers recently filed a trio of class action lawsuits against Wells Fargo over claims it charged customers unfair bad check fees, failed to notify them about overdraft fees and enrolled them in unwanted financial and insurance products without their consent.
Wells Fargo also recently agreed to a class action settlement that resolved claims it failed to comply with COBRA regulations when sending notifications to participants and beneficiaries of its health plan.
Wells Fargo enrolled customers in unwanted products, class action says
A consumer filed a class action lawsuit against Wells Fargo earlier this month over claims the bank enrolled its customers in insurance and financial products without their consent.
The class action lawsuit claims Wells Fargo has enrolled its customers in insurance and financial products they neither wanted nor consented to, could not have qualified for the purported benefits from and typically knew nothing about since at least 2008.
The financial compensation Wells Fargo offered is inadequate and fails to fully compensate customers for fees, penalties, interest and other enrollment-associated costs, according to the class action lawsuit.
The class action lawsuit claims Wells Fargo is guilty of unjust enrichment, invasion of privacy and conversion and violations of the Fair Credit Reporting Act and laws in Georgia and California.
Class action claims Wells Fargo failed to properly notify customers about overdraft fees
In February, a pair of consumers filed a class action lawsuit against Wells Fargo over claims the company failed to properly notify its customers about overdraft fees.
The class action lawsuit claims Wells Fargo fails to get written consent from its customers—as required by law—prior to opting them into products with overdraft fees and makes it hard for them to resolve claims involving its overdraft practices.
Wells Fargo has a “long and documented history of troubling overdraft practices,” according to the class action. In 2012, the 9th Circuit confirmed a $203 million judgment against Wells Fargo over claims the bank misrepresented its overdraft practices.
Wells Fargo unfairly charges customers who receive bad checks, class action alleges
A group of consumers filed a class action lawsuit against Wells Fargo earlier this month over claims the bank unfairly charged fees to customers on the receiving end of checks that bounced.
The class action lawsuit claims Wells Fargo charges a so-called deposited item return unpaid fee to customers who receive bad checks despite them having no part in sending the checks.
“Plaintiffs were shocked when they were charged these fees because they did nothing wrong yet were penalized by Wells Fargo,” the class action states.
Customers the bank charged after receiving bad checks could not have “reasonably known” the check they received was bad, according to the lawsuit.
Wells Fargo to pay $1M COBRA notification settlement
In January, Wells Fargo agreed to pay $1 million to end claims it failed to comply with COBRA regulations when sending notifications to participants of its health plan.
Plaintiffs claimed participants and beneficiaries of Wells Fargo’s health plan declined to continue coverage because the bank sent improper and insufficient COBRA notices, according to the class action.
The class action settlement is now closed.
Have you been injured by Wells Fargo? Let us know in the comments.
Don’t Miss Out!
Check out our list of Class Action Lawsuits and Class Action Settlements you may qualify to join!
Read About More Class Action Lawsuits & Class Action Settlements:
- American Express data breach exposes customer names, card numbers, more
- UFB class action claims bank’s high-yield accounts pay below current interest rates
- Citibank class action alleges company charges unfair returned check fees
- Chase Bank class action alleges charges predatory fees on returned deposits
NEC lawsuit: Families take action against Enfamil and Similac baby formula makers
September 10, 2025 | Legal News
326 thoughts onWells Fargo hit with recent class actions, agrees to settlement
IF I COULD GET LEGAL REPRESENTATION TO GETTING THE $300 BONUS (PLUS DAMAGES) FROM WELLS FARGO BANK (WFB) THAT I WAS PROMISSED (DUE JAN 23 2025), I WOULD GET $300 TO $650. I HAVE POSTED A COMMENT WITH SOME OF THE DETAILS. I INVESTED ANOTHER $300 IN TIME TRYING TO GET THE $300 AND I COULD HAVE MADE 4% TO 4.5% INTEREST IF I WOULD HAVE PUT THE $600+ INTO AN INTEREST EARNING ACCOUNT. WFB IS A ‘USER’ AND A FRAUDULENT ACTING BANK BASED ON MY EXPERIENCE. OTHERS WHO WERE NOT PAID BONUSES FROM WFB + FULFILLED THE BONUS PROGRAM REQUIREMENTS APPEAR ON REDDIT.COM AND THERE IS ONE USER WHO SAID SHE HAD NO PROBLEM GETTING WFB TO PAY HER A $1,000 BONUS. SO I THINK WFB HAS TO ANSWER TO A COURT OF LAW. MANY BANKS ARE PROMISSING BONUSES BUT HAVE REQUIREMENTS THAT ARE ALMOST IMPOSSIBLE TO FULFILL FROM SOCIAL SECURITY ADMINISTRATION’S RETIREMENT INCOME AND PROBABLY SSA’S DISABILITY INCOME.
WELLS FARGO BANK (WFB) PROMISED + CONTINUES TO MAKE PROMISES TO THE PUBLIC THAT ‘NEW ACCOUNT’ OPENING + A $1,000+ DIRECT DEPOSIT MADE WITHIN 90 DAYS FROM THE DATE THE NEW ACCOUNT WAS OPENED, IS GOING TO GENERATE A $300 PAYMENT TO THE NEW CUSTOMER FROM WFB. HOWEVER, WFB HAS NO INTENTION OF PAYING THE BONUSES; ARGUES WITH CUSTOMERS; HAS NO MENTION OF THE FEDERAL RESERVE’S BANK HOLIDAYS BEING DEDUCTED FROM THE 90 DAY TIME RANGE WHEN NO EFT + NO BANKING TRANSACTIONS COULD BE MADE + MADE A BONUS PROGRAM THAT HAS DIFFICULT OR IMPOSSIBLE REQUIREMENTS TO FULFILL WITHIN 90 DAYS SINCE SOCIAL SECURITY ADMINISTRATION (SSA) TAKES 60 DAYS TO INTERNALLY REDIRECT A RETIREMENT DIRECT DEPOSIT PAYMENT TO A NEW BANK AND THE FOLLOWING MONTH, THE 1ST DIRECT DEPOSIT FROM SSA MAY OR MAY NOT MAKE THE 90 DAY DEADLINE. SSA HAS ‘WORDING’ THAT THE CHANGE IN BANK ROUTING + ACCOUNT CAN BE MADE IN 30 TO 60 DAYS, BUT I KNOW FROM PERSONAL EXPERIENCE, 60 DAYS IS THE REDIRECT TIME AND 81 TO 91 DAYS IS THE ACTUAL ACHIEVEMENT TIME RANGE THAT SSA COULD MAKE THE 1ST DEPOSIT INTO A NEW ACCOUNT. THIS DATA MAKES WFB GUILTY OF AGE DISCRIMINATION BY HAVING A BONUS PROGRAM ($200 TO $1,000) THAT CANNOT BE FULFILLED BY ALL RETIREES. THE SAME IS TRUE OF SSA DISABILITY INCOME AND WFB COMMITTING DISCRIMINATION AGAINST DISABLED. I FULFILLED THE BONUS PROGRAM REQUIREMENTS IN 88 DAYS (MAXIMUM) ALTHOUGH 81 DAYS CAN BE ARGUED AS MY SSA DIRECT DEPOSIT WAS ENTERED INTO MY WFB ACCOUNT + MADE AVAILABLE TO ME IN 81 DAYS FROM OPENING THE ACCOUNT, BUT WFB ARGUES THAT THE STATUS ‘PENDING’ BUT I DON’T HAVE TO ARGUE AS THE FINAL POSTED VERSUS THE PENDING POSTED TRANSACTION WAS COMPLETED WITHIN 88 DAYS FROM OPENING THE ACCOUNT. REDDIT.COM SHOWS OTHERS WHO HAVE NOT BEEN PAID THE BONUS. WFB ALSO DOES NOT TELL THE NEW ACCOUNT HOLDER THAT A MIN. BALANCE OF $500 IS REQUIRED OR THERE IS A $10 / MONTH ACCOUNT FEE; AND TAKES BUSINESS (HARD CASH) FROM OTHER BANKS IN AN UNFAIR ‘BATING & SWITCHING THE RULES’ CONDUCT. WFB IS A FRAUD; DIMISHES BANKING; DIMISHES TRUST IN OUR NATION’S BANKING; AND PRACTICES DISCRIMINATION. WFB MAKES INTEREST ON LURING NEW CUSTOMERS WITH A $500 MIN BALANCE OR $10/MONTH + THEN HAS NO CARE ABOUT LOSING CUSTOMERS OR TAKING HARD CASH FROM OTHER BANKS.
THE MAJORITY OF BANKS ARE USING THE ‘BONUS’ LURING WITH THE 90 DAY DIRECT DEPOSIT REQUIREMENT, TO GET THE CASH FLOW.
I am looking for your help against well Fargo because I submitted a claim they kept rejecting it for whatever reason I submitted my claim all the way to the big office still never got anyone to look into this . All I got was workers telling me I will not get my money back!!! My husband had well Fargo take over 5,000 dollars out of our account refuse to put it back in there. Please help us I have all the paper work
I really need help filing a suit because they close my account for all they wring doing
I received a note in mail from Welsfargo because they unrolled me in a program without my conconsent
Add me plz
I am interested in finding an Atty in GA who can handle a claim against Wells Fargo. It has to do with the taking of real estate below market value.