Plaintiff Gary M. Beavers has filed a lawsuit against Unum Life Insurance Company of America for allegedly failing to pay him long term disability (LTD) benefits.

According to the Unum lawsuit, Beavers purchased a disability insurance policy from Unum. The policy “provides that defendant will pay LTD benefits in the amount specified if plaintiff is totally disabled.”

Beavers became disabled on Sept. 25, 2011, according to his disability insurance lawsuit. However, Unum allegedly did not, “within 15 days from defendant’s receipt of plaintiff’s claim,” acknowledge receipt of the claim as required by Texas law. The company reportedly did not even “request from plaintiff all items, statements and forms that defendant reasonably believed, at that time, would be required.”

Despite the fact that all conditions required for payment of Unum disability benefits have already been met, Unum has allegedly failed and refused to pay benefits in accordance with the terms of the Policy.

Beavers contends in his disability insurance lawsuit that he is entitled to the past due benefits for the period from Dec. 23, 2011 until judgment and to be reinstated on the policy for future payments in accordance with the policy.

Beavers is suing Unum for breach of contract, breach of duty of good faith and fair dealing and violations of the Texas Insurance Code. He is seeking for judgment against defendant for damages, interest at the maximum rate allowed by law, post-judgment interest at the maximum rate allowed by law, cost of the lawsuit, and other relief to which the plaintiff may be entitled.

The Unum disability insurance lawsuit is Gary M. Beavers v. Unum Life Insurance Company of America, Case No. 3:14-cv-01826-D, in the U.S. District Court for the Northern District of Texas, Dallas Division.