After experiencing an Unum disability insurance denial over long-term disability benefits, a South Carolina woman has taken matters into her own hands, filing a lawsuit against Unum.

The plaintiff, Barbara H., was an employee of Electrolux up until May 2015, and was covered by a disability insurance plan via Unum Life Insurance Company of America.

According to Barbara’s lawsuit, she became disabled and was no longer able to continue her work, prompting her to file a claim for long term disability benefits under her insurance plan provided through her employer and Unum.

Unfortunately, Barbara received notice of her Unum disability insurance denial in July 2016.

She did not give up at that point, filing an appeal against the Unum disability insurance denial in September 2016. However, the plaintiff received a final Unum disability insurance denial letter on December 5, 2016.

The initial insurance claim and subsequent appeal exhausted Barbara’s available administrative means of fighting for her disability insurance. At this point, the plaintiff had but one option left: the route of litigation in the form of an insurance denial lawsuit.

Barbara’s Unum lawsuit alleges that Unum failed to conduct a “full and fair review” of her insurance claim. The lawsuit requests that the court conduct their own review of her claim instead, and requests an award covering the attorney’s fees incurred by pursuing litigation.

Filing an Unum Disability Insurance Denial Lawsuit

Unum Life Insurance Company of America, more commonly known simply as Unum, is the single largest disability insurance company in the United States.

A growing number of plaintiffs like Barbara H. are filing disability benefits lawsuits against Unum after being denied insurance.

These lawsuits allege that the insurance giant gave plaintiffs an unfair Unum disability insurance denial with regard to their claims to benefits that they qualify for under the terms of their insurance policies.

This Unum lawsuit over denied disability benefits and others like it allege that Unum unfairly denied the disability insurance claims of plaintiffs who are qualified to receive such benefits.

Some lawsuits go further, alleging that the company purposely denied the claims of hundreds of thousands of workers with legitimate disabilities for no reason other to increase company profit.

For instance, former employees of Unum have reported being instructed to purposely deny insurance to people with legitimate claims to disability benefits in order to fulfill the company’s quota, placing company profit over the health, safety, and rights of customers.

Consumers who have exhausted all recourse through applications and appeals for disability benefits may turn to filing a lawsuit over denied disability benefits, hoping to reverse their Unum disability insurance denial.

If you or someone you know has been denied their proper disability benefits by Unum Life Insurance Company of America, you may be able to file an Unum lawsuit over denied disability benefits.

The Unum Disability Insurance Denial Lawsuit is Case No. 8:16-cv-03967-MGL, in the U.S. District Court for the District of South Carolina, Anderson/Greenwood Division.