Experian faces a class action lawsuit over accusations that the credit disclosure company violated the Fair Credit Reporting Act.
Plaintiff Michael Dreher alleges that he requested a copy of his credit score from Experian and received a report that included information from Advanta Bank and Advanta Credit Cards account — credit accounts that had been opened by Advanta Bank.
Dreher claims that these accounts were reported to Experian by CardWorks Servicing because the government closed Advanta credit reporting on Mar. 19, 2010.
According to the class action lawsuit, Experian violated federal law because the FCRA requires credit bureaus to disclose the sources of reported credit information.
Experian denies all claims by arguing that listing Advanta Bank or Advanta Credit Cards as the source of information was indeed accurate because it was reasonable under the circumstances of the governmental closing of that account.
Who’s Eligible
If approved, Class Members will include all U.S. residents who requested a copy of their consumer disclosure from Experian on/after Aug. 1, 2010 and received a document in response that identified “Advanta Bank” or “Advanta Credit Cards” as the only source of the information.
Potential Award
$100 – $1,000
Proof of Purchase
N/A
Court Documents
Case Name
Michael Dreher v. Experian Information Solutions Inc., Civil No. 3:11-cv-624, in the U.S. District Court for the Eastern District of Virginia
Exclusion Deadline
02/06/2015
Settlement Website
www.Advanta-Experian.com
Claims Administrator
Dreher v. Experian
Notice Administrator
P.O. Box 1327
Blue Bell, PA 19422
(703) 621-5909
Class Counsel
Leonard Bennett
Matthew Erausquin
CONSUMER LITIGATION ASSOCIATES, PC
Kristi Kelly
Andrew Guzzo
KELLY & CRANDALL, PLC
Defense Counsel
David Neal Anthony
Harrison Scott Kelly
TROUTMAN SANDERS LLP
Daniel J. McLoon
William V. O’Reilly
Hilary Keith Perkins
Patricia Simone Cruz
Benjamin J. Katz
Joseph William Clark
JONES DAY
ATTORNEY ADVERTISING
Top Class Actions is a Proud Member of the American Bar Association
LEGAL INFORMATION IS NOT LEGAL ADVICE
Top Class Actions Legal Statement
©2008 – 2026 Top Class Actions® LLC
Various Trademarks held by their respective owners
This website is not intended for viewing or usage by European Union citizens.
Suing for unpaid wages in California: Recover unpaid overtime, back pay and more
April 2, 2026 | Legal News
18 thoughts onExperian Credit Disclosure Class Action Lawsuit
I’ve been trying to get someone to assist me with this company for a long time, they have literally messed up my credit
i asked to freeze all my accounts, they did. But did not tell the others report company’s.
i also try to get wrong information off like ;not my name, not my spelling of name, not my address, not my phone number, not my account, never with that company
I to have a data breach and it needs to be looked at
Please add me! There are people and addresses that are not mine. I disputed all. 22 charges and addresses since I lived at my address 30 yes. After they only delete few I was informed they deleted enough and won’t delete anymore! WHAT!? I paid all my debts off and my credit rate was still very low b,/c of these bogus people, charges and addresses. To this day the ones they did not delete are still on there! Why in the world do Americans allow only 3 credit report companies dictate how we live if they don’t investigate properly or update their websites?