Credit Karma class action alleges company improperly accessed credit reports

Credit Karma class action lawsuit overview:

• Who: Plaintiff Courtney Hladik filed a Credit Karma class action lawsuit against Credit Karma LLC.
• Why: Hladik claims Credit Karma improperly accessed her credit report and provided it to an unauthorized user.
• Where: The Credit Karma class action lawsuit was filed in Virginia federal court.

A new class action lawsuit accuses Credit Karma of improperly accessing a woman’s credit report and providing it to an unauthorized user — her ex-husband.

Plaintiff Courtney Hladik claims Credit Karma provided her credit report to her ex-husband, who she argues was not authorized to access her credit information.

Hladik argues Credit Karma violated the Fair Credit Reporting Act (FCRA) by failing to maintain reasonable procedures to prevent unauthorized access to consumer credit reports and by providing her credit information to her ex-husband without a permissible purpose.

Hladik wants to represent a nationwide class of consumers who were the subject of a consumer report furnished by Credit Karma to a third party within five years before the filing of the complaint, where the consumer had previously informed Credit Karma that they had not opened a Credit Karma account.

If you’ve experienced credit report problems like identity-theft–related errors, being wrongly marked as deceased, or issues with a credit repair company, you may be able to get help.

Plaintiff never opened a Credit Karma account, class action alleges

Hladik claims Credit Karma continued to allow her ex-husband to access her credit reports even after she informed the company that she had never opened a Credit Karma account or authorized anyone to do so on her behalf.

“Because of Credit Karma’s conduct, Ms. Hladik has suffered actual damages, including invasion of privacy, stress, fear, anxiety, and other emotional distress,” the Credit Karma class action lawsuit says.

She demands a jury trial and requests declaratory and injunctive relief and an award of statutory and punitive damages for herself and all class members.

In other FCRA violations, TransUnion has agreed to a $2.5 settlement to resolve claims it violated the consumer rights by failing to delete consumer information from its databases.

Have you ever had a similar experience with Credit Karma? Let us know in the comments.

The plaintiff is represented by Kristi C. Kelly, Andrew J. Guzzo, Casey S. Nash, J. Patrick McNichol and Matthew Rosendahl of Kelly Guzzo PLC.

The Credit Karma class action lawsuit is Hladik v. Credit Karma LLC, Case No. 4:25-cv-00148, in the U.S. District Court for the Eastern District of Virginia.

Read About More Class Action Lawsuits & Class Action Settlements:

• Ford faces class action over alleged defect in Ford Explorer seat belts
• Toyota recalls more than 126K Tundra Lexus vehicles over engine stall risk
• Credit One Bank lawsuit claims bank placed harassing, deceptive phone calls
• Google hit with lawsuit for turning on Gemini AI without consent to read communications