Class action alleges Experian sold customer phone numbers to third parties

Experian privacy class action lawsuit overview:

• Who: A consumer filed a class action lawsuit against Experian Information Solutions Inc.
• Why: The plaintiff claims Experian sells consumer phone numbers to third-party lenders in violation of the Fair Credit Reporting Act (FCRA).
• Where: The class action lawsuit was filed in California federal court.

A new nationwide class action lawsuit claims Experian Information Solutions sells consumer phone numbers to third-party lenders in violation of the Fair Credit Reporting Act.

Plaintiff Darryl Davis claims Experian illegally sells consumer phone numbers in connection with “trigger leads” to third-party lenders who then bombard consumers with unsolicited phone calls pitching alternative loan offers for weeks or months on end.

“Experian did this without Plaintiff’s and Class Members’ knowledge or consent and treats their protected personal information as a commodity to be sold for its own enrichment,” the class action lawsuit alleges.

Davis wants to represent a nationwide class of consumers who had their phone number disclosed by Experian to a third-party lender in connection with a firm offer of credit from June 6, 2023, to the present.

Experian’s actions create nuisance for consumers, class action says

Davis argues that Experian has “trampled” on consumers’ privacy rights under the FCRA and created a nuisance for consumers across the country.

“Over the course of multiple months, Plaintiff received hundreds of unwanted telephone calls, which further demonstrates Experian’s repeated sale of his telephone number and other consumer credit report information to third-party lenders,” the Experian class action lawsuit states.

Davis claims Experian is guilty of willful and negligent noncompliance with the FCRA. He demands a jury trial and requests declaratory relief and an award of statutory, actual and punitive damages for himself and all class members.

Recently, Verizon was hit with a lawsuit accusing it of selling customer data, such as browsing history, location data and app usage to third-parties for profit, while internet security provider Avast agreed to pay $16.5 million to resolve claims it profited illegally from similar actions.

Have you had your phone number sold by Experian to a third-party lender? Let us know in the comments.

The plaintiff is represented by Charles R. Toomajian III of Zimmerman Reed LLP.

The Experian privacy class action lawsuit is Davis v. Experian Information Solutions Inc., Case No. 4:25-cv-04819, in the U.S. District Court for the Northern District of California.

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