By Top Class Actions  |  September 25, 2025

Category: Legal News
Apple gift card that can be redeemed for anything related to the company, including App Store credits and consumer products such as iPhone, iPad, and iMac computers.
(Photo Credit: RYO Alexandre/Shutterstock)

Apple gift card class action lawsuit overview:

  • Who: Plaintiff Jessica Pinczewski has filed a class action lawsuit against Apple Inc. and its subsidiary Apple Value Services LLC.
  • Why: The plaintiff claims Apple gift cards are unsecured and susceptible to fraud.
  • Where: The Apple gift card class action lawsuit was filed in California federal court.

A new nationwide class action lawsuit alleges Apple has been selling gift cards that are not secure and easily susceptible to fraud, causing consumers to lose money.

Plaintiff Jessica Pinczewski filed the Apple card class action complaint against Apple Inc. and its subsidiary Apple Value Services LLC on Sept. 11 in California federal court, alleging violations of state and federal consumer laws.

Pinczewski claims she purchased two $50 Apple gift cards from Target in June 2023 as graduation gifts. However, when the recipients tried to use the cards, they were told that the funds had already been redeemed and the cards were valueless, she alleges.

Apple refused to refund the money or provide any information about who redeemed the cards, the lawsuit says.

Apple gift cards have been subject to fraud for years, lawsuit alleges

Pinczewski accuses Apple of failing to implement reasonable security measures to protect the personal identification numbers (PINs) associated with the gift cards.

She claims unauthorized third parties can easily access the PINs and drain the balance of the cards after they are activated but before the intended user can use them.

The class action lawsuit alleges that Apple has known about this issue for years but has done nothing to fix it.

Pinczewski claims Apple has received thousands of complaints from consumers who have been victims of the fraudulent scheme, yet the company continues to sell gift cards with the same security deficiencies.

As a result, Pinczewski is looking to represent anyone in the United States who purchased an Apple gift card from January 2020 to present and whose card was redeemed by an unauthorized third party before the consumer or intended user could use it.

She is suing for violations of the Consumer Legal Remedies Act, the Unfair Competition Law, negligent misrepresentation and breach of implied warranty of merchantability. She is seeking certification of the Apple gift card class action lawsuit, damages, restitution, disgorgement of Apple’s revenues, declaratory and injunctive relief, and corrective advertising.

In another recent Apple lawsuit, two authors are suing Apple for allegedly using pirated books to train its Apple Intelligence AI models.

What do you think of the claims made in this Apple card class action? Let us know in the comments.

The plaintiff is represented by Darrell P. White and Douglas C. Stastny of Kimura London & White LLP.

The Apple gift card class action lawsuit is Pinczewski v. Apple Inc., et al., Case No. 3:25-cv-02362-TWR-MMP, in the U.S. District Court for the Southern District of California.

@topclassactions

Gift card scam victim? 🍎 Apple is facing a class action lawsuit alleging its gift cards are unsecured and susceptible to fraud. #Apple #GiftCardFraud #ScamAlert #Lawsuit

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115 thoughts onApple class action claims gift cards are unsecured, susceptible to fraud

  1. Robert insenga says:

    Do the math Apple sells these cards, nationwide and worldwide they put them on racks in retail stores primarily and they also sell them at their own facilities locations. Apple sells how many a day week month year at denominations between 25 and $500 of those cards sold the average that I’ve actually started to recognize somewhere between 15 and 20% of the cards that I’ve purchased tens of thousands of dollars worth are bad sometimes as a lot of people report Apple simply comes back and says the cards already been redeemed and then you ask where and they say well we don’t know you see that is a problem in itself. They need to know as those cards represent cash that people have invested in a bank format in the card is the check all checks as we know that are written on a bank account can be found through the transmission through the various fed wire actions all checks, whether it’s a very small amount or a large amount. All checks can be found can be used as evidence in various court cases for various reasons so Apple is actually acting as a bank and using your money to write a check whether or not it is stated or otherwise it’s still a check and the check has no controls once it leaves Apple‘s possession or the retailers possession all of a sudden it’s entirely on you completely. I’ve got three solutions one secure the packaging repackaged the entire system one retail store a large grocery store actually that sells those cards had a sign on their display where the Apple Card normally are if you want an Apple Card come to customer service only the lady behind the customer service desk who had cards to Cell told me that her calculation was roughly 40% of the cards that she sells are bad. Let’s say that’s really high now let’s say my experience is between 15 and 20% which is conservative and Apple cells between how many cards and how many locations annually or you started daily weekly monthly do the math if they’re not paying out on 20% of the income that they receive because it’s pure income there is no cost Practically how much money is Apple making for free how many hundreds of millions billions of dollars is Apple earning or I should say stealing from the consumer another solution as simple like when they got hard and cracked down and cigarette sales, they made them put a disclaimer on right on the package that said this is harmful to your health you know Apple needs to do the same thing and big bowl letter saying this card may be useless buy at your own risk. We’ll see what Apple does then to fix the problem so whomever is handling these class. Action lawsuits needs to have a solution to present to the courts and get some judge to give that solution as a verdict. I bet you within days Apple fixes it.

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