If you are unable to avoid bank fees, you may be being charged more than you realize.

According to a recent study, the average American pays $329 annually in bank fees. Many of these fees relate to overdraft fees — fees a bank charges you if you spend more than what is in your account.

Many consumers don’t know that they have rights when it comes to these fees — the federal government has put laws in place that prevent banks from allowing consumers to overdraft their cards and charging them fees to do so, without the customer specifically opting in.

Overdraft protection fees, or overdraft fees, are often advertised as a feature by banks. They are often pitched as a way to give consumers as much flexibility as possible. This can be the case, if a costumer opts-in, as is required by federal law.

However, if a consumer is charged these fees without their knowledge and doesn’t know they have overdrafted their account, these fees may do more harm than good. In fact, many banks don’t notify consumers when they have overdrafted their account, instead just charging them overdraft fees without their knowledge.

So, if you were looking to avoid bank fees by not signing up for an overdraft protection program, but are still being charged fees, you may have a legal claim. Overdraft fee lawyers can help you avoid bank fees in the future, and can help you receive compensation for fees you were charged in the past.

Often, the fees that banks charge consumers can be hard to spot — they can be hidden or semi-hidden. As the bank has direct access to your money, you may not notice if a withdrawal has been made from your account. It can take significant time and effort to call out a wrongdoing on your bank’s part, and banks often rely on this fact as they charge bank fees. They rely on the fact that many consumers won’t bother to stand up to an inaccurate, hidden, or fraudulent fee.

Last year, the average overdraft fee was $35. As banks often unlawfully charge these fees without telling a consumer they have “overdraft protection,” these charges can add up fast. Some consumers can go days or weeks without realizing they have overdrafted their account, during which time the consumer may have racked up hundreds of dollars in overdraft fees.

In some cases, banks strategically find ways to maximize the number of overdraft fees they can charge a consumer. In addition to simply not telling consumers that they have overdrafted their account, they will often process transactions out of order to maximize the number of transactions on which they can charge overdraft fees, or will delay processing transactions until a consumer has overdrafted their account, thus hitting them with many overdraft fees at once.

If you have been charged overdraft fees and you feel that your bank is using misleading or unlawful practices to charge you fees, you may have a legal claim. Joining an overdraft fee class action lawsuit can help you stand up to banks, avoid bank fees, and receive financial compensation.

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