700Credit data breach impacts 5.8M individuals

700Credit data breach overview: 

• Who: Credit and identity verification services provider 700Credit suffered a data breach that impacted more than 5.8 million individuals. 
• Why: The data breach occurred due to a vulnerability being revealed in the company’s validation process. 
• Where: The 700Credit data breach affected individuals nationwide. 

Credit and identity verification services provider 700Credit recently disclosed a data breach that exposed the information of more than 5.8 million individuals. 

700Credit told CBT News that one of its integration partners was compromised in July and that hackers at that time took over the partners’ systems and gained access to communication logs, exposing an API used to pull consumer information. 

According to the news report, the integration partner did not notify 700Credit of the situation at that time and that the breach revealed a vulnerability in the company’s validation process.

This vulnerability, as reported by CBT News, led to hackers launching a sustained velocity attack on Oct. 25 that went on for two weeks. Despite shutting down the exposed API, the attackers were ultimately able to obtain around 20% of consumer data between May and October 2025. 

The information compromised during the data breach varies by individual but includes names, birth dates, addresses, and Social Security numbers, according to a notice provided to the Maine Attorney General’s Office. 

700Credit data breach did not impact internal network, company says

An update posted to 700Credit website, says that according to cybersecurity experts the breach did not impact the company’s internal network and the activity was limited to the 700Dealer.com application layer. 

The company also reported that an ongoing investigation determined there was no indication of any identity theft, fraud or other misuse of information in connection with the data breach. 

700Credit told the Maine AGO that it began notifying impacted dealership clients of the data breach on Nov. 21 and that the breach affected a total of 5,836,521 individuals. The company will provide anyone impacted by the incident with guidance on how to better protect against identity theft and fraud. 

In other recent news involving a reporting agency, LexisNexis Risk Solutions FL agreed to pay $13.5 million to resolve a class action lawsuit claiming the company incorrectly reported some consumers as deceased. 

Were you affected by the 700Credit data breach? Let us know in the comments.

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