Washington residents may qualify to seek compensation for unsolicited MoneyLion refer a friend text messages.
Washington residents who received unsolicited MoneyLion referral texts but never registered for an account may qualify to pursue compensation through a MoneyLion lawsuit.
What to know about the MoneyLion lawsuit
- Core Issue: MoneyLion’s refer a friend program may have violated Washington state law by sending unsolicited promotional text messages through your friends and contacts.
- Who it Affects: Washington residents who received referral text messages from friends or contacts. Please note that emails do not qualify.
- Harm/Impact: Recipients may have received unwanted marketing messages from friends or contacts without requesting or agreeing to them.
- Legal Status: Attorneys are investigating whether MoneyLion’s referral text messages violated Washington’s Commercial Electronic Mail Act (CEMA).
- Take Action: Complete the form on this page to see if you qualify to file a MoneyLion lawsuit and pursue compensation.
What is the MoneyLion class action lawsuit about?
Attorneys are investigating whether MoneyLion’s refer a friend program violated Washington’s Commercial Electronic Mail Act (CEMA) by encouraging users to send unwanted promotional text messages to friends and contacts.
The investigation focuses on allegations that:
- MoneyLion encouraged users to promote its services by sending referral links through text messages.
- Some individuals received these promotional texts without requesting them or agreeing to receive them.
- MoneyLion may have violated Washington state law by using its referral program to distribute unsolicited marketing messages.
If you received an unwanted MoneyLion referral text, you may qualify to take legal action and join a text message lawsuit.
Who qualifies for the MoneyLion text message lawsuit?
You may qualify for a MoneyLion lawsuit if the following apply:
- You received a promotional text message from a friend or contact inviting you to sign up for MoneyLion through a referral link
- You were a Washington state resident when you received the text message
- Your cell phone number has a Washington area code
- You did not request or agree to receive the referral text
- You have never registered for or created a MoneyLion account
- You still have the referral text message and can provide a screenshot
Time limits may apply. Do not wait to check whether you may qualify.
Legally reviewed by: Evan North
Founding Attorney, North Law PLLC
Philadelphia, PA
Kaleigh N. Boyd
Counsel, McNaul Ebel
Seattle, WA
Edwin J. Kilpela, Jr.
Partner, Wade Kilpela Slade
Pittsburgh, PA
The law firm responsible for the content of this page is: North Law PLLC; Philadelphia, PA; 202-921-1651.
Case updates
Legal status as of October 2026
- October 2026: Attorneys continue to investigate claims involving unsolicited MoneyLion refer a friend text messages.
- April 2026: The MoneyLion text message lawsuit was moved from Washington state court to federal court.
- March 2026: A MoneyLion class action lawsuit was filed in Seattle (Murphy v. MoneyLion Technologies Inc., et al., Case No. 2:26-cv-01308).
This page was last reviewed and updated in October 2026 to reflect the latest case developments.
Frequently asked questions about the MoneyLion text message lawsuit
Can I qualify if I clicked the MoneyLion referral link but never signed up?
Simply clicking a referral link does not necessarily disqualify you from taking legal action. If you clicked the link but never registered for a MoneyLion account, you may still qualify for the text message lawsuit.
Do I need a copy of the MoneyLion referral text message?
Yes. Attorneys need a copy of the original referral text or a screenshot to review your potential claim. You can search your text message history for “MoneyLion” to help locate the message.
Can I receive compensation through a MoneyLion text message lawsuit?
Washington’s Commercial Electronic Mail Act (CEMA) allows consumers to seek compensation for certain unlawful commercial electronic messages, including texts. Whether you qualify for compensation depends on the circumstances of your situation and the outcome of any legal action.
Is there a deadline to file a MoneyLion lawsuit?
Most legal claims are subject to filing deadlines, known as statutes of limitations. The deadline for a potential MoneyLion lawsuit may depend on when you received the referral text and the laws that apply to your claim. If you believe you qualify, do not wait to take action. Complete the form on this page to see if you qualify for a MoneyLion class action lawsuit before your deadline to file expires.
Fill out the form on this page to see if you qualify for a free case evaluation.
After you fill out the form, an attorney(s) or their agent(s) may contact you to discuss your legal rights.
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