False AT&T, Verizon, or T-Mobile accounts on credit reports: Who’s affected?
Have you found false or inaccurate information about AT&T, Verizon, or T-Mobile accounts on your credit reports in the last two years?
A consumer’s credit report is of vital importance during major purchases, such as a home or car, as well as for obtaining insurance, employment or rental housing. A consumer report is your reputation. You have to protect it.
False or inaccurate accounts on credit reports are a common issue with consumers. These credit report errors can be damaging by affecting a consumer’s ability to buy a home, a car, or get a job.
In some instances, credit reporting agencies, such as Experian, TransUnion, and Equifax, may refuse to remove inaccurate information from a consumer’s credit report.
Do you qualify?
If you experienced injuries because of false or inaccurate AT&T, Verizon, or T-Mobile accounts on your credit reports within the last two years, you may qualify for a free claim review.
Some examples of credit damage injuries are:
- Receiving a high interest rate on a credit card or loan because of a credit report error.
- Being denied a credit card or loan because of a credit report error.
- Having the available credit amount on a credit card or loan be reduced because of false information on your credit reports.
- Being denied employment or housing because of false information on your credit reports or background reports.
- Experiencing high levels of anxiety and stress because false accounts remain on your credit reports after disputing them with the credit reporting agencies.
If you experienced credit damage from false accounts on your credit reports, you may qualify to join this investigation.
Please fill out the form on this page for more information.
What rights do consumers have regarding their credit?
You have substantial rights to require the removal of inaccurate accounts on your credit reports.
If you suffered damages as a result of a creditor or credit bureau’s refusal to remove inaccurate or fraudulent information, you may qualify for monetary damages.
Consumers who notice false or inaccurate accounts on their credit reports should dispute them to the credit reporting agencies. Dispute letters should include complete information about the disputed record, why it is wrong and any supporting documentation. Qualified attorneys can assist with the process.Â
Credit reporting agencies, such as Experian, TransUnion and Equifax, are obligated under the Fair Credit Reporting Act (FCRA) to investigate information a consumer disputes as inaccurate and, if the information can’t be verified, to delete it.Â
Creditors also have a responsibility to investigate when a consumer disputes false accounts. However, this does not always happen. A consumer may find it challenging to have inaccurate information removed from their Experian, Equifax, or TransUnion records.
Consumers may run into issues proving the account or other discrepancy is inaccurate and should consider speaking to an attorney to help assist with the process. But remember, if the account is truly fraudulent, no creditor or debt collector can make you pay the balance.
Join a credit damage lawsuit investigation
Disputing false or inaccurate accounts to the credit reporting agencies may not be enough to stop credit reporting problems.
Consumers who have false or inaccurate accounts on their credit reports within the last two years may be able to take legal action.
Fill out the form on this page to see if you qualify for a free case evaluation.
See If You Qualify
Join a credit report error class action lawsuit investigation
By submitting your information, you agree to receive communications from Top Class Actions and to be contacted by an attorney or law firm or their agents to discuss the details of your potential case at no charge to you if you qualify.
After you fill out the form, an attorney(s) or their agent(s) may contact you to discuss your legal rights.
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