Lawsuit Says Unum Failed to Properly Assess Disability Insurance Claim

1) Failing to match the beneficiary’s condition with their actual job duties. Several recent lawsuits have alleged that company officials deemed a plaintiff able to work in a job, which contradicts the standard Unum disability insurance policy that only requires the condition preclude them from their work duties at their last position covered by the policy.

2) Refusing to account for additional medical evidence or excluding it during the appeals process without citing any rationale where a doctor’s opinion would not be valid.

3) Issuing capricious denials of monthly payments without articulating a clear reason to beneficiaries and without providing information in the claim denial documentation that would allow former employees to improve their application for long-term disability benefits governed by ERISA.

The Unum disability insurance lawsuit is Sharon Allen v. Unum Life Insurance Company of America, Case No. 13-cv-01575, in the U.S. District Court for the Middle District of Florida.

Unum and other disability insurance providers have seen a mounting number of complaints from employees seeking back monthly benefits. If you feel that you deserve disability benefits that you did not receive, get in touch with a disability insurance lawsuit attorney today. You can obtain a free consultation with one by filling out the short form at the Unum/UnumProvident Disability Insurance Claim Denial Class Action Lawsuit Investigation. If successful, you may be able to obtain back payments as well as reinstatement of your benefits pursuant to your policy.