One Nevada Credit Union FCRA Class Action Settlement

One Nevada Credit Union has agreed to pay $600,000 to settle claims that they wrongfully accessed consumer credit reports.

According to plaintiff claims against One Nevada, the credit union’s actions violated the Fair Credit Reporting Act (FCRA). One Nevada would allegedly access consumer credit reports while conducting “Account Review Inquires.”

The $600,000 settlement was reached through private mediation in October 2017. Class Members in the One Nevada settlement include those who were members of the credit union on or after Sept. 13, 2011.

Class Members have until Jan. 24, 2019 to submit a valid Claim Form, which can be submitted through an online form or printed from the settlement website and mailed to the settlement administrator.

Class counsel intends to ask for up to 30 percent of the settlement fund to cover attorneys’ fees and court costs. Lead plaintiff Joseph Smith will receive a payment of up to $5,000 for his services as Class representative.

After these and other costs are deducted, the net settlement fund will be equally distributed among Class Members who file a valid claim. The exact payment each Class Member will receive will depend on how many valid, timely Claim Forms are submitted.

If Class Members disagree with the settlement or wish to take legal action independent of the settlement, they will need to exclude themselves.

Even if consumers do not file a Claim Form, failing to exclude themselves from the settlement will bind them to the terms of the agreement and prevent them from taking legal action on their own in the future.

Class Members can exclude themselves by contacting the settlement administrator with an exclusion request by Jan. 24, 2019.

One Nevada does not admit any wrongdoing by settling the class action lawsuit against them. Instead a settlement provides a way for both the credit union and consumers to resolve the legal claims without the costs and risks associated with continuing litigation through a trial verdict.

Who’s Eligible

Class Members include those who were a member of One Nevada on or after Sept. 13, 2011.

Potential Award

To be determined.

The $600,000 settlement fund will be distributed equally to Class Members who file a valid claim after legal expenses have been paid. The actual amount each consumer receives is unknown at this time.

Proof of Purchase

N/A

Claim Form

CLICK HERE TO FILE A CLAIM »

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Claim Form Deadline

1/24/19

Case Name

Smith v. One Nevada Credit Union, Case No. 2:16-cv-02156-GMN-NJK, in the U.S. District Court for the District of Nevada

Final Hearing

3/5/19

UPDATE: The One Nevada Credit Union FCRA Class Action Settlement was granted final approval on March 31, 2019. Let Top Class Actions know when you receive a check in the comments section below or on our Facebook page.

UPDATE 2: On July 17, 2019, Top Class Actions viewers started receiving checks in the mail from the One Nevada Credit Union class action settlement worth $21.31. Congratulations to everyone who filed a claim and got PAID!

Settlement Website

www.CUFCRASettlement.com

Claims Administrator

One Nevada FCRA Settlement
c/o KCC Class Action Services LLC
P.O. Box 404091
Louisville, KY 40233
(866) 545-7418
info@CUFCRASettlement.com

Class Counsel

Abbas Kazerounian
Michael Kind
KAZEROUNI LAW GROUP

David H. Krieger
HAINES & KRIEGER LLC

Defense Counsel

James E. Whitmire
SANTORO WHITMIRE