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Award (how much your claim may be worth): You can receive a cash payment of $50 or $100 from the Bank of America credit protection class action lawsuit settlement.



Class Action Lawsuit Settlement Case(s):  In re: Bank of America Credit Protection Marketing & Sales Practices Litigation, Case No. 11-md-02269-TEH, U.S. District Court, Northern District of California, San Francisco Division.



Bank of America


Website of the Class Action Lawsuit Settlement Administrator (FILE YOUR CLAIM HERE):


Address to submit a claim form (REQUIRED):


The easiest way to submit a Claim Form for the Bank of America credit protection class action settlement is to submit one online at You can also mail a Claim Form to the following address:
Bank of America Class Action Administrator
c/o Gilardi & Co. LLC
P.O. Box 8060
San Rafael, CA 94912-8060


Phone Number to call for assistance: (888) 213-5294


Details:The Bank of America credit protection settlement will resolve numerous class action lawsuits filed across the country in 2010 that accused Bank of America Corp. and FIA Card Services, N.A. of using deceptive marketing tactics to sign up and charge credit card customers for a number of useless credit-protection services. The cases were consolidated into a single class action lawsuit, titled In Re: Bank of America Credit Protection Marketing & Sales Practices Litigation, which specifically alleges that the defendants enrolled customers in credit protection services through deceptive marketing, charged them for services without authorization, and improperly denied them benefits and/or gave them nothing meaningful in return for the monthly fees they were charged.

Bank of America and FIA Card Services deny any wrongdoing, but have agreed to a $20 million class action lawsuit settlement to resolve the litigation.

Class Members of the Bank of America credit protection class action settlement include all people in the United States who were enrolled in one of the following credit protection programs issued by FIA Cards Services, a subsidiary of Bank of America, between January 1, 2006 and July 17, 2012:

Credit Protection Plus
Cardholder Security Plan
Credit Protection Plan
Credit Protection Deluxe
Credit Protection Fleet

For clarification purposes, the Settlement Class includes customers who originally enrolled in a Credit Protection program prior to January 1, 2006, but remained enrolled at any time on or after January 1, 2006.

As a Class Member, you’re entitled to one of the following class action lawsuit settlement benefits:

(1) If you attempted to claim Credit Protection benefits but were improperly denied these benefits, you will receive approximately $100.

(2) If you were not denied benefits, but believe that you were involuntarily enrolled in credit protection or that the benefits of credit protection were not as advertised, you will receive approximately $50.

These reward amounts may be more or less, depending on how many people file eligible claims.

The ONLY way to receive a cash payment from the Bank of America credit protection settlement is to submit a valid Claim Form either online at or mailed to the Settlement Administrator postmarked no later than February 26, 2013.

Claim Forms and more information on your rights in the Bank of America Credit Protection Class Action Lawsuit Settlement can be found at

Purchased From:  January 1, 2006 to July 17, 2012


Claims must be postmarked by: 2/26/13


Settlement Administrator(s): Gilardi & Co.


Class Counsel:








Defense Counsel:


David L. Permut, Esq.

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  • Anonymous November 3, 2012

    please sne dto me two credit claim forms for bank of america my printer is down one for my deciesed husband robert e miller and myself csatherine m miller 66 ellison street rochester ny 14609

  • April Bassett January 9, 2013

    Wondering the results of my credit card being charged for protection. $100 settlement. Thank you

  • Carlos Toro January 25, 2013

    I would like to know the status of my reclamation since i have received nothing but the increment of my credit card account. Monthly i get charged of my credit plan and every time i called it says i will be refund but nothing have happened. Im a disable person and i informed it to the last request Bank of America asked. Please let me know any information regarding this ASAP. Thanks in advance.

  • Elizabeth F Klute March 5, 2013

    Ok now this is unusual. Why did I not receive anything in the mail on this class action as a definate member of the class..and of course NOW it is too late to file. Very, very disappointing and poor management of this class action Class Council.

  • Amanda Deen-Gonzales March 13, 2013

    I got the thing in the mail on this and turned it in and I have received nothing on this case. Nor did i receive a refund.

  • Sandy Silvestri April 17, 2013

    Why did I not receive anything regarding this class action? Now it is too late to file. Very disappointing for me and the others. This is considered poor management of this class action.

  • ROBERT BOOTH April 18, 2013


  • Brenna Blackmon April 28, 2013

    Why should we settle for $50 or $100 when we were charged $30.00 a month for 6years,thats about 3000.00 and all we get is 50 bucks,this is as bad as them charging us for something we did not sign up for.not even talking about the intrest that you were charged because credit protection plus was put on your card as if you purchased it each momth.theres another couple hundred.I would like to get a suit for myself.were talking about alot of money.

  • Felix July 29, 2013

    Got mine on Friday. Forty bucks.

  • Dinka July 31, 2013

    I got mine. $20.33 for over 2 years of charges. At least it’s something, but seriously, class management. Augh.

  • Angel August 1, 2013


  • annie norman October 1, 2013

    I received a check for my husband but he had since died I have trying to cash the check, but to no avail no one would cash the check I need the check in my name in order to cash, what do I do? I am on the phone now but I have to listen to a long Q&A all I need is for the check to be in Annie Norman name not Tony Norman name

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