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We’re sorry! This settlement is CLOSED!

No more submissions are allowed.

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Award (how much your claim may be worth): $78


Case(s): Closson v. Bank of America Case No. CGC 04436877


Company(ies): Bank of America, Fleet Bank N.A., LaSalle Bank N.A., LaSalle Bank Midwest N.A., United States Trust Company N.A.


Website Link to access the Class Action Lawsuit Settlement and get YOUR Stake (PREFERRED METHOD): Settlement Administrator Website


Address of Class Counsel to submit a claim form (NOT REQUIRED):


Bank of America Settlement Administrator

P.O. Box 9339

Minneapolis, MN 55440-9339.


Phone Number to call for assistance: 1-877-625-9405


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Details: Super easy settlement to submit your claim for. If you had a debit card from Bank of America or one of the banks listed above, and paid an Insufficient Funds fee or charge, Overdraft fee or charge, Returned Item fee or charge, or other similar fee or charge within five days of using an ATM or your debit card to buy something within the “Purchased From” dates below this settlement is for YOU! If you were charged an Over Limit fee or charge because of a debit charge which occurred sometime during your statement period you’re included in this class action lawsuit settlement as well. It’s a cash settlement of $78 per claimant. We know it’s less than many were hoping for, but it’s free money, so why NOT make your claim? Just hit the Settlement Administrator website, click on “Submit a claim online” on the left, read the terms and conditions and click on continue. Next you have to enter in all of your contact information and include your bank account number which had the fee(s) assessed to it. The form states you can include the address of the account holder instead of the account number, but it’s locked and won’t accept enough characters to enter in most addresses (it wouldn’t fit ours by way of a test.) Click Continue, read through the terms and conditions, enter in the text verification characters and click on SUBMIT! That’s it! How easy was that? Any questions? Just give the settlement administrators a call for help.

Purchased From:


Bank of America cardholders: December, 6th, 2000 – December 31st, 2007

Fleet Bank cardholders: April 1, 2004 – December 31, 2007

LaSalle Bank / LaSalle Bank Midwest cardholders: October 1, 2007 – December 31, 2007

U.S. Trust Company Cardholders: July 1, 2007 – December 31, 2007


Claims Accepted Until (YOU MUST SUBMIT YOUR CLAIM BY THIS DATE!): Postmarked OR submitted electronically by 5/1/09


Class Action Lawsuit Settlement Amount(s): $35,000,000 minus $8,125,000 in attorney fees minus $10,000 in the lead plaintiff reward minus $2,500,000 in administrative costs (advertising the notice, settlement administrator expenses, etc.) = $24,365,000 to be distributed to class members. Anything left over will be going to four different non-profit organizations, to be named at a later date.


Settlement Administrator: Rust Consulting


TCA Staff Tidbit: This is the first bank fee settlement that many people have been waiting for. Unfortunately it’s a small one. I know paid for then $78 in fees to B of A over the course of 15 + years as a customer, but some money is ALWAYS better then NO moolah. I think it’s great they made it an EASY claim. I submitted my claim already, and hope if you qualify you do to! As we list above, it’s fast, easy and shouldn’t take longer than 2 minutes to submit your claim online. Interestingly, they include the caveat in the settlement agreement that the organizations getting any left over funds CANNOT be ones that encourage the pursuit of litigation against financial institutions. Seems like a “Duh” moment to me, but I guess it needs to be included to cover B of A’s Heine. That would be a big bummer (understatement) to spend $35 million and have a charity that gets a portion of it come back and sue you a few years later. Wouldn’t that be bad karma? Is there bad karma in the lawsuit biz? Hmmm. Things to ponder. Anyway, as we stated, check it out. Make your claim,get $78 back.


There are always people trying to scam you out of your hard earned money on the internet. DON’T BE FOOLED! Class Action Settlements are the only way to get money back for doing little more than submitting a form. It won’t make you rich, but, you WILL get money as long as you’re a legitimate claimant. It may take months or years but that’s the great thing about class action lawsuit settlements. They’re surprises you receive in the mail. By the time you get your check you probably already forgot about the claim and BLAM-O! There’s a check in the mail from a class action lawsuit settlement you submitted a claim for eight months before. How about that? Stay with Top Class Actions, submit your claims, and you’ll likely receive a consistent stream of checks every month or two over the next few years. What other website can tell you THAT? We won’t charge you a dime to view the settlements or submit your claims. EVER! Count on us to tell you how to get YOUR piece of the pie.



We tell you about cash you can claim EVERY WEEK! Sign up for our free newsletter.

This site provides information about the law and class action lawsuit settlements designed to help users safely cope with their own legal needs. Legal information is NOT the same as legal advice – the application of law to an individual’s specific circumstances. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a lawyer if you want professional assurance that our information, and your interpretation of it, is appropriate to your particular situation. You should consider all postings or writings at by staff or others as personal opinion only and NOT the advice of a lawyer.
©2009 Top Class Actions® LLC




  • Anonymous June 18, 2009

    Bank of America and others Fees Class Action Lawsuit Settlement
    I am so glad that boa got sued and i am sorry that i missed out on the suit however i too would like to be informed if or when someone else files another suit. I had a problem with on-line billing in which boa was sending double bill payments, which later caused me to get overdraft fees totaling $900. I complained to the federal banking commission and while I was in the process of settling the matter those snakes at boa closed my account and shortly thereafter I started getting calls from a collection agency that keeps harassing me saying that they are collecting overdraft fees for boa.

  • Anonymous June 27, 2009

    Bank of America and others Fees Class Action Lawsuit Settlement
    I am late for the lawsuit if another come up would you please inform me I ask bank of america to close my account with only owe them 10 dollars I was sick and couldn’t move so i couldn’t go to the bank they told me that were the only way the could close the account i had to come up to the bank before I new i had overdrafts fees and insuffient fund going crazy before i new i owe the bank 1400 dollars.

  • Anonymous July 6, 2009

    Bank of America and others Fees Class Action Lawsuit Settlement
    I have been charged overdraft fees when I knew I had money in my accounts and whenever I made a deposit.

  • Anonymous July 16, 2009

    BoA in deep SH** again

    an info site on another litigation with BoA. It shows some sleazy tactics by BoA. and proof as well.

  • Anonymous July 18, 2009

    Bank of America and others Fees Class Action Lawsuit Settlement
    Though I am not an Atty, I believe that each person would have to get a petition started in their township, county, or statewide and submit your petition to the Attorney Generals Office or FDIC. Getting Names should not be hard, it will be difficult. Get the signatures AFTER people have come out of the bank. Ask them if they have had problems with that bank. The Bankers will try to run you away and claim you are harassing the customers, Don’t Give Up!!!

  • Anonymous August 16, 2009

    Bank of America and others Fees Class Action Lawsuit Settlement
    i m from nevada and my account was10 years ago and i had my account for 5 years i couldnt not tell you how many times they over charged me the last staw is when i had to pay 2 times 1,000 checks my brother wrote on my account paid back they ‘(:P8-s)uck

  • Anonymous September 3, 2009

    Bank of America and others Fees Class Action Lawsuit Settlement
    Whats annoying is Bank of America is still doing the same thing it was doign before the lawsuit. Did you know now they will charge you an overdraft fee for just authoriztion a charge is you do not have enough funds in your account. This means a charge that clears after money is deposited into the bank will still cause an overdraft fee if it was authorized before. Then that overdraft fee causes everything else that was spent when you did have money in the bank to overdraft as well because of the order transactions are posted. An overdraft of $1.00 covered by the a $35.00 overdraft is also extreme.

  • Anonymous September 8, 2009

    Bank of America and others Fees Class Action Lawsuit Settlement
    How can i be part of the next lawsuit. Bank of america took $12,250 out of my account in 2008. Yes that is over 12 thousand they took from me.

  • Anonymous September 30, 2009

    Bank of America and others Fees Class Action Lawsuit Settlement
    Let me know how I can be part of the next lawsuit against Bank of America. They ripped me off for 1,000 out of my checking in bounce fees. They happen to be the biggest rip off bank I have ever dealt with.:'(

  • Anonymous October 1, 2009

    Bank of America and others Fees Class Action Lawsuit Settlement
    I am BoA customer for about five years, allways I work through ATM machines, for five years byweekly I deposit my paycheck on ATM before 2:00pm to have the check cleared on same day, last friday 09/25/09 I did the same but BoA holded my check until tuesday 09/29/09, I have automatic bill payment on 25th of each month, I deposit my check, BoA hold my check and now they build a overdraft feefor the bill on 09/29/09, and when Icalled customer service the answer I got was “BoA HAVE THE RIGTH TO HOLD ANY CHECK FOR 48 HOURS” after five years this is the second problem in the last 40 days, Can I do someting to BoA respect my money? what can I do?

  • Anonymous October 1, 2009

    Bank of America and others Fees Class Action Lawsuit Settlement
    I am so glad to have found this site, I too am having problems with BoA. After two weeks and 9 overdraft fees I found someone that told me about their 12:00 am sorting process of highest to lowest amounts. The worst thing about the process is BoA online customer service offered a credit of a 3 overdrafts and asked that I go to a banking center to talk with a manager due to their limited ability for adjustments. When I talked to the manager she told me since I accepted the credits from the online representative there was no more that could be done and the system was locked out. I’m unemployed and trying to do the best with what I have, 9 overdrafts is currently 24% of my total monthly income, they just don’t seem to care!

  • Anonymous October 13, 2009

    Bank of America and others Fees Class Action Lawsuit Settlement
    The 1st checking acct I ever had was in 1995 & it didn’t take long for me to catch on to boa’s bullsh–. So, 13 yrs later, while “mortgage shopping” for our 2nd home (our 1st was foreclosed in ’02 – my husband had been given a $79,000 loan making $7.50/hr) we decided to be “smart.” He was approved this time around for $120,000 loan, we chose a $62,000 foreclosure, & purposefully avoided ANY suggestions from our realtor to go to boa. 1 yr later, our mortgage co. has sold our loan w/o our knowledge to—yep, boa. Completely legal, too, not to mention sickening. We mailed our mortgage payment almost 2 wks ago & they still haven’t posted it. MY question — is how the hell to get out of owing THEM — Why can’t we refinance w/the same ease that the bank we 1st dealt w/did?!! Checked to see about paying it online to prove when we pd so they couldn’t hold the check….oh, sure, it’s possible…for $15 extra dollars per payment….now multiply that times 30 yrs.

  • Anonymous December 9, 2009

    Bank of America and others Fees Class Action Lawsuit Settlement
    The Bank has not stopped its practices despite the initial settlement offered as a result of this lawsuit. I don’t have much experience with these types of legal matters… is a second class action suit in the works in response to these continuously egregious transgressions of private bank “policy”??? or is this an impossibility? I’ve already signed up for the site newsletter, bytheway.

  • Anonymous January 7, 2010

    Bank of America and others Fees Class Action Lawsuit Settlement
    BoA are monetary rapists

  • Anonymous February 3, 2010

    Bank of America and others Fees Class Action Lawsuit Settlement
    BoA just charged me 4 overdraft fees right in a row….. i added and subtracted right… just not in the right order aparently. Talk about a bummer. thats 140$ in fees over 14 $. does that not seem rediculous. An overdraft fee shouldnt be 34 dollars. I personally think it should be maby 30% of the amount you overdrafted. However that would be fair and thats not what there about. :'(

  • Anonymous May 11, 2010

    Bank of America and others Fees Class Action Lawsuit Settlement
    I was charged 16.00 / month for a checking account for approx. 20 years, they told me they were not suppose to charge me, it was a free account and refunded me only for 2 months. They also raised my credit card fees without me being late with a payment.

  • Anonymous August 4, 2010

    Bank of America and others Fees Class Action Lawsuit Settlement
    I didn’t know there was a class action lawsuit going on. I guess it’s closed and I can’t make a claim!? how does that happen?

  • Anonymous February 5, 2011

    Bank of America and others Fees Class Action Lawsuit Settlement
    chase bank is the same way!!they also charge excessive overdraft fees!i really think this is a well thought out scam across the board with banks like bank of america and chase bank and i,m sure the other big banks!imagine how much money these banks can make doing this overdraft fee scam to many of their debit card users?!this scam probably nets these banks millions of dollars a year if not more!!these banks really need to be regulated much more than they are now so that this scam is ended once and for all.another scam some of these banks do is overcharging military personel on their mortgages chase was named in a news report for doing this very thing!yes there was a law suit in that case to and chase admitted to doing this!!these banks are NOT trustworthy and they love Deregulation!

  • Anonymous April 20, 2011

    Bank of America and others Fees Class Action Lawsuit Settlement
    I put my claim in and never recieved the settlement. I have my claim # and email comfirming , has anyone else not recieved their money

  • Anonymous July 11, 2011

    Bank of America and others Fees Class Action Lawsuit Settlement
    I deposited a check for 850 on Friday before 2 pm, and on Wednesday when I returned home, after not using the debit card all weekend, I had an over draft of almost 200$. what happen to my 850 I put in?

  • Anonymous July 14, 2011

    Bank of America and others Fees Class Action Lawsuit Settlement
    i took a swear never to deal with this bank any more they suppose to help us in our bad time instead they carge so many over draft fees god .. i had to closed that account least some one step up for there freaking ediots they charge me least 20 OD FEES ..AND BOUGHT SHARES FROM MY HARD EARN MONEY NOW THEY GOT TRIPLE OF 410 MILLIONS THATS WHY THEY FIGURE TO RETURN IT PEACE OF SHIT BANK OF AMERICA

  • Anonymous August 14, 2011

    I don’t see any answers on this web blog at the end here. SO what good is it?
    Here’s one good Q tho….WHAT bank does NOT engage in these predatory kind of charges?
    I would move right now, today, if anyone could mention any band that does not gouge us with these kinds of charges.
    Overdraft charges used to be 9 dollars. now they are 35. Where is the federal trade commission when they snuck those charges up on us? Or is it not even regulated by the Feds? Who regulates these parasites anyway?
    This is an email into the air I know but at least I feel a little better. I missed the deadline too….crap. I read you didn’t need to sign up and that if you banked with BOFA you would get the rebate if you had an account from the correct dates. I did. Ah, whatever, another one bites the dust.

  • Anonymous September 7, 2011

    I hate this dang BOA I had my paycheck direct deposit. I had 10 items that had shown up as paid. A $436 check came through and all of a sudden I look on my online account and BOA had shifted the $436 first and counted the other 10 items as insufficient. What the heck. No wonder I cant ever get ahead.

  • Anonymous September 13, 2011

    bank of america owe me like 400.00 in un autherized fees

  • Anonymous October 15, 2011

    I was being charged with 39.00 late fee when I was not late , kept doing it , I sent by signed mail to be on time still no late. I had it taken out of my Bank of america did it again when they take it out for 3 months from Nov-February. They make me sick cheeters theives and they get bailed out what is he NUTS We the people mean nothing to our Govt. just the rich do.

  • Anonymous December 26, 2011

    YES they are definitely a bunch of schiesters. But I got my revenge! I got my check in the mail for my part of the settlement for $ 98.16! Merry xmas to me!! yee haw . Kiss my ass BOA.

  • Anonymous September 5, 2012

    I am looking for info a class action suit RE: Overdraft Fee Which covers January 1, 2001 TO May 24, 2011.I received a notice on July 7, 2011

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