MN Discover Financial Product Class Action Lawsuit Settlement

Website of the Class Action Lawsuit Settlement Administrator (FILE YOUR CLAIM HERE): www.DiscoverBankMNSettlement.com

Address to submit a claim form (REQUIRED):

Phone Number to call for assistance: (800) 951-3201

Details: The State of Minnesota has reached a $2 million class action lawsuit settlement with Discover Bank, providing compensation for customers who were charged for the optional financial products “Payment Protection,” “Identity Theft Protection,” “Wallet Protection,” and “Credit Score Tracker” without their knowing authorization. Class Members have until August 13, 2012 to file a claim to receive a cash payment from the Minnesota Discover settlement, which is separate from a private class action lawsuit called In Re: Discover Payment Protection Plan Marketing & Sales Practice Litigation. If you made a claim in the private class action lawsuit settlement, you can still make a claim in the State of Minnesota’s settlement.

The Minnesota Discover Bank class action settlement will resolve a lawsuit brought by the state attorney general, entitled Lori Swanson v. Discover Financial Services, et al., that alleged Discover charged some people’s credit cards for enrollment in optional financial products like “Payment Protection,” “Identity Theft Protection,” “Wallet Protection,” and “Credit Score Tracker,” even though they did not knowingly agree to purchase anything. Some Discover cardholders may not even know they’ve been charged for these products. Class Members of the Discover product class action lawsuit settlement received a Settlement Notice notifying them of their eligibility to file a claim. If you did not receive a Settlement Notice and believe you are a Class Member, you can contact the Settlement Administrator at www.DiscoverBankMNSettlement.com.

Under the Discover Bank Minnesota settlement, Discover will pay the State of Minnesota $2 million to cover costs of the investigation, civil monetary penalties, and for the benefit of Discover cardholders who believe they were harmed. The Attorney General’s Office is making all $2 million of the settlement funds, less any administrative costs, available to Minnesota cardholders who file a claim.

In addition, Discover has agreed to procedures so that, going forward, consumers will not be enrolled in the four optional products without their knowing authorization, including:

•   If a Minnesota customer questions his or her enrollment in a product and asks to hear a recording of the enrollment call, Discover will either allow the customer to hear the recording or cancel the enrollment and refund all of the customer’s fees for that product.

•   On a periodic basis, at the Attorney General’s request, Discover will provide copies of enrollment recordings to the Attorney General’s Office so it can ensure that Discover is complying with the settlement.

If you were enrolled  in “Payment Protection,” “Identity Theft Protection,” “Wallet Protection,” or “Credit Score Tracker,” without your knowing authorization, you can send in a claim form, postmarked by August 13, 2012, and receive a share of the Discover Bank Minnesota settlement funds. The amount of money you can receive from the class action lawsuit settlement cannot be determined at this time because it will depend on how many people file claims and the total amount you paid without your knowing authorization for the Discover products.

Claim forms and more information on your rights in the Minnesota Discover Card Product Class Action Lawsuit Settlement can be found at www.DiscoverBankMNSettlement.com.

Purchased or Leased From:  N/A

Claims must be postmarked by: 8/13/12

MORE DETAILS BELOW!

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Settlement Administrator(s): CAC Services Group, LLC

Class Counsel:

Defense Counsel:

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