Unum Life Insurance Company of America is facing a new lawsuit, for an alleged wrongful claim denial against a Florida woman.

According to the Unum lawsuit, the woman’s claim for disability insurance had been wrongfully denied allegedly by the insurance company despite meeting all requirements.

Up until Feb. 14, 2005, plaintiff Anna R. had been employed as a lead preschool teacher with Citizens for Citizen Inc., when she became disabled and unable to fulfill the requirements for the school. At this point, Unum approved her claim for disability insurance after meeting the provisions set by the policy.

According to the Unum lawsuit, she was unable to complete her occupational duties and had lost at least 80 percent of her income.

Initially Anna was approved for long term disability insurance, with her Unum lawsuit pointing out that the company had recognized her as fully disabled and agreed to pay her for 36 months. However, this changed on March 8, 2013, when Unum declared she was no longer eligible for long term disability insurance.

Anna appealed this decision on Aug. 29, 2013, following all administrative procedures and providing necessary medical testimony. On June 26, 2014, Unum issued their response confirming denial for long term disability insurance.

According to her Unum lawsuit, Anna was not deterred and filed a second appeal on Dec. 18, 2014 only for the insurance company to uphold its denial of her claim for disability insurance in May 27, 2015.

Overview of Unum Claim Denial Allegations

According to Anna’s Unum lawsuit, the insurance company did not provide any sufficient information for the reason for their denial.

In addition, the company did not specify the reasons why her medical conditions no longer qualified her to receive coverage despite the fact that it has greatly impaired her. Anna has been unable to work in any similar occupation, and has not been able to earn a sufficient income, according to her disability lawyer.

Anna is filing her Unum lawsuit against the company, for wrongfully deny her long term disability insurance.

About Unum Claim Denial Practices

Unum Life Insurance is one of the oldest disability insurance providers in the United States, providing nearly 40% of the insurance policies in the country and providing to 17 million Americans.

However, the company has garnered a very negative reputation amongst disability lawyers and policyholders for wrongful claim denials. According to numerous claims, Unum has been systematically denying disability insurance claims for years to retain a certain level of profit for the company.

This strategy was brought to life in 2002 in the television program 60 Minutes, which interviewed several Unum employees who stated that the company set a claim denial quota each month and rewarded agents met the goal.

Unum Lawsuit Information

Numerous disability lawyers have been contacted by jilted Unum policyholders, who allegedly suffered a wrongful claim denial. Anna is included in this, who is seeking all missed disability insurance payments plus any additional interest.

Potential claimants are encouraged to contact a specialized disability lawyer, to determine if they are eligible to file legal action.

The Unum Lawsuit is Case No. 3:16-cv-00155-BJD-JRK, in the U.S. District Court of Middle Florida, Jacksonville Division.