The settlement benefits two classes: the Policy Change Class and the Money Class. The Policy Change Class is made up of consumers for whom Experian sent a consumer report to a third party since Sept. 27, 2017, where the report contained an inaccurate Fraud Shield Indicator (numbers 10, 11, 16 or 17) indicating the consumer’s address was either high risk or non-residential. The Money Class includes consumers affected by Experian’s Fraud Shield Indicators who contacted Experian between July 1, 2018, and July 31, 2021, to inquire about or dispute a non-residential or high-risk address indicator.
