How to Stop Pre-Recorded Insurance Calls

Pre-recorded insurance calls are calls made by insurance companies or spammers, using an automated or pre-recorded voice to persuade consumers to purchase insurance. Many pre-recorded calls are made by auto-dialing systems that allow companies to call hundreds of consumers at the same time.

These calls are often spoofed, or made to appear as though they are being made from a local number. This trick is used by companies and solicitors to attempt to persuade consumers to answer the “local” phone call.

Many insurance companies use pre-recorded insurance calls to contact consumers and persuade them to purchase their insurance plans. However, many of these plans offer limited coverage or are even fraudulent.

Some of these insurance companies allegedly take consumers’ payments but never follow through on offering coverage. Often, the plans offered through pre-recorded insurance calls do not comply with the standards set in place by the Affordable Care Act.

Pre-recorded insurance calls may be annoying, harassing, or even illegal. However, consumers may have several options to stop these calls.

How Can You Stop Pre-Recorded Insurance Calls?

According to the Federal Communications Commission, unwanted calls are the top complaint reported to the commission by consumers. In 2018, Americans received almost 48 billion spam calls, including pre-recorded insurance calls.

Due to the uptick in pre-recorded spam calls, the FCC is cracking down on these illegal calls in a variety of ways, including issuing fines against illegal callers, allowing phone companies to block these calls, and using consumer complaints to improve call blocking and caller ID.

However, despite these measures, thousands of consumers are still affected by pre-recorded calls. As many pre-recorded insurance calls may be made in violation of federal laws, filing a lawsuit against the callers may be the most effective way for consumers to stop these harassing calls.

Are Pre-Recorded Insurance Calls Against the Law?

Many pre-recorded calls may be in violation of the Telephone Consumer Protection Act. The Telephone Consumer Protection Act is meant to protect consumers from being harassed by unwanted calls from solicitors.

Under the TCPA, companies and entities are prohibited from contacting consumers using a pre-recorded voice unless the consumer has given their express prior consent. Companies that violate the TCPA may be subject to fines of up to $1,500 per violation.

Consumers who have received pre-recorded insurance calls may be able to hire a qualified attorney and file a class action lawsuit against the solicitors responsible for these calls.

Victims may want to keep track of these calls by obtaining copies of their phone records, taking screenshots of messages, saving voicemails or texts, and writing down details about each call, including the date, time, identity of the caller, and summary of the phone call.

Victims who are able to prove that the calls they have received were made in violation of the TCPA may be able to collect up to $1,500 for each violating call.

Join a Free Insurance Company TCPA Class Action Lawsuit Investigation

If you recieved an unwanted phone call from an insurance company in which a pre-recorded message or artificial voice was used, you may qualify to join this insurance company TCPA class action lawsuit investigation.

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