Laura Pennington  |  February 11, 2019

Category: Legal News

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AllianceOne pulling the credit report of a woman with a parking ticketA $2.2 million settlement has been reached in a AllianceOne class action lawsuit filed over allegations that the company violated federal law by accessing the credit reports of individuals who owed on parking tickets.

The lawsuit, originally filed by lead plaintiff Jesse Rodriguez, claims that AllianceOne Receivables violated the Fair Credit Reporting Act by pulling these reports.

During the time the lawsuit has been active, a three-year period, AllianceOne claimed that their practice of doing this was not illegal.

The proposed AllianceOne class action settlement is for $2.2 million that will pay Class Members whose credit reports were accessed due to an unpaid parking ticket. The plaintiff expects to ask for attorneys’ fees as well.

The lead plaintiff in the AllianceOne class action lawsuit argues that the defendants have invaded his privacy and that of other Class Members.

The original lawsuit was filed in August 2015 based on the defendant’s actions of accessing the lead plaintiff’s Experian credit report due to outstanding Seattle area parking tickets.

The defendant argues that their use of obtaining a credit report is lawful since they only do so when someone’s debts have been adjudicated through the government and when other methods of contact have failed.

AllianceOne was regularly involved in debt collection tactics for people who allegedly owed money for parking tickets.

Court filings show that since the AllianceOne class action lawsuit was filed that the involved parties have attempted to resolve the claims with mediation and negotiations.

More than 15,000 Class Members could be involved with similar claims after Class certification was awarded in February 2018. Class Members include people who had their Experian credit reports obtained by AllianceOne between August 2013 to August 2015.

The Fair Credit Reporting Act regulates access to credit reports and the collection of credit details. The law was originally passed in 1970 in an effort to address the privacy and accuracy of personal details stored by credit reporting agencies.

As explained in the AllianceOne class action lawsuit and settlement proposals, statutory damages for the FCRA allow at least $100 per consumer up to $1,000 per consumer.

Under the FCRA, consumers must successfully show that the defendant willfully violated the FCRA law.

According to the lead plaintiff in this class action, this burden made the settlement offer one worth consideration due to the uncertainty of whether or not a jury would have viewed the credit report access as a willful FCRA violation should the issue have continued in litigation.

Top Class Actions will post updates to this class action settlement as they become available. For the latest updates, keep checking TopClassActions.com or sign up for our free newsletter. You can also receive notifications when this article is updated by using your free Top Class Actions account and clicking the “Follow Article” button at the top of the post.

The proposed Class in the AllianceOne class action lawsuit is represented by Ryan M. Pesicka of Concord Law PC, Todd M. Friedman of the Law Offices of Todd M. Friedman PC, Gabriel Posner of Posner Law PLLC and Ari H. Marcus of Marcus & Zelman LLC.

The AllianceOne Credit Reports Class Action Lawsuit is Jesse Rodriguez v. AllianceOne Receivables Management Inc., Case No. 2:15-cv-01224-RAJ, in the U.S. District Court for the Western District of Washington at Seattle.

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5 thoughts on$2M Settlement Resolves AllianceOne Credit Report Class Action

  1. Chris Olmedo says:

    Please join my cause in the petioning to kick private collection companies out of the court system.

    1. Debra A Tucker says:

      I would love to get the crooks of collections out of the court room. I had $197 left on a ticket I paid for 1 year. I missed on payment and they filed and got a judgement against me without my knowledge.I found out a year later. I doubt I will ever be able to get my license back. They attempted to garnish my SSI bank account by sending the certified letter to my old address even though they had sent mail to my new address. I had 3 tickets I was paying on. They applied my payments to the ticket I had paid off for 4 months after it was paid in full. .

  2. Ryan R Richardson says:

    AllianceOne…. They are remarkably evil. I’m glad I could recoup 100 from them by being part of this class action lawsuit. They are parking tickets. You went well and above the call of duty to collect a debt for the government from a parking ticket.

    Time and time again they messed with me. I was making steady payments each month and they took one payment and posted it to a 15 year old medical debt from when I was 18yo. Which got my car booted the weekend of a move. It was pretty rough. Another time I very clearly asked them to pay on a specific parking ticket with a 4 paragraph letter I sent them and instead they paid it on a medical debt from when I was 18yo. Except I had written the parking ticket number on the check itself so despite them throwing away the letter without reading it (as they told me) I was able to have them clear it up by looking at the check that they fortunately hadn’t thrown away. Lucky me.

    This last ones on me obviously (I should have fought a bunch of the parking tickets in court from the get go so it’s all on me, really) but I had paid at least 2000 of my parking ticket debt and took a break while owing 600. When I went back to pay off the rest (I was doing everything I could to fix my credit report at this point) it had been removed from my credit report. 4 months later they garnished my wages and with the legal fees had doubled what I owed back to 1200. They don’t have to warn you about impending wage garnishment even though I would have paid it all off months in advance but got confused when it was removed from my credit report. As background, I got most of the parking tickets while trying to make a living and parking near the stadiums in Seattle except there are droves of parking enforcement officers on a seek and destroy mission around said stadiums. I was paying an entire days wages to park for 5 hours. Often parking was 5-10 blocks from work. All for the end result of owing more to the government than I was being paid thus getting roasted alive by AllianceOne. May anyone who works for them be eternally roasted in hell and terrorized with devilish impunity.

  3. Andrew Dietman says:

    I have had alliance one take money out of my account, both times everything I had in my account. I am now selling my BMW just so I can make it to work and eat and get on top so creditors can’t do this again. One amount was of $547 and this time it was $189

  4. Linda Champion says:

    can u tell me how i can get another chek issused since i just found the one daye october 27 2017, must have miss placed it with junk mail

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