
Travelers Indemnity Company agreed to a class action settlement to resolve claims it wrongfully reduced personal injury protection (PIP) coverage limits by deducting copayments and deductibles from the policy limits.
The Travelers settlement benefits individuals who were paid PIP benefits by Travelers under a New Jersey automobile insurance policy where the final payment was made between April 14, 2017, and April 1, 2023, and who were paid within $3,000 of their PIP policy limit but less than the full PIP policy limit.
According to a class action lawsuit, Travelers violated New Jersey law by reducing PIP coverage limits for copayments and deductibles. Policyholders claim that they were not compensated for the full value of their Travelers Personal Injury Protection benefits due to these reductions.
Travelers is an insurance company that offers auto, home, business and other types of insurance. The company offers insurance policies in all 50 states.
Travelers has not admitted any wrongdoing but agreed to pay an undisclosed sum to resolve these allegations.
Under the terms of the Travelers class action settlement, all class members will receive an automatic payment of $70. Class members who submit a valid claim form can receive an additional payment of up to 80% of the difference between their PIP policy limit and the amount they were paid in PIP benefits, minus the $70 payment.
For example, if a class member had a $15,000 Travelers Personal Injury Protection policy limit but was only paid $14,000 in benefits, they could receive up to $800 in settlement benefits (80% of the $1,000 difference, less the $70 automatic payment).
The deadline for exclusion and objection is March 18, 2026.
The final approval hearing for the class action settlement is scheduled for April 17, 2026.
To receive settlement benefits, class members must submit a valid claim form by June 16, 2026.
Who’s Eligible
The class action settlement benefits individuals who were paid PIP benefits by Travelers under a New Jersey automobile insurance policy where the final payment was made between April 14, 2017, and April 1, 2023, and who were paid within $3,000 of their PIP policy limit but less than the full PIP policy limit.
Potential Award
Varies
Proof of Purchase
Travelers policy number, if known, and the claim number associated with the Travelers claim for which they are seeking benefits
Claim Form
NOTE: If you do not qualify for this settlement do NOT file a claim.
Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.
Claim Form Deadline
06/16/2026
Case Name
Thompson, et al. v. Travelers Indemnity Co., et al., Case No. MID-L-001039-21, in the New Jersey Superior Court for Middlesex County
Final Hearing
04/17/2026
Settlement Website
Claims Administrator
Thompson, Thorson and Lucci v. Travelers
c/o Settlement Administrator
P.O. Box 5770
Portland, OR 97228-5770
[email protected]
877-315-6874
Class Counsel
James A. Barry
DENITTIS OSEFCHEN & PRINCE P.C.
Michael A. Galpern
JAVERBAUM WURGAFT HICKS KHAN WICKSTROM & SININS P.C.
James C. Shah
MILLER SHAH LLP
Defense Counsel
Steven M. Levy
DENTONS US LLP
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