CoreLogic Credco FCRA $5.695M class action settlement

CoreLogic Credco agreed to a $5.695 million class action lawsuit settlement to resolve claims that it violated the federal Fair Credit Reporting Act (FCRA) by listing consumers as deceased on credit reports when they were actually alive.

The settlement benefits individuals who were the subject of a consumer report resold by CoreLogic Credco between Jan. 1, 2021, and May 2, 2023, where the report noted that the consumer was deceased despite one or two of the nationwide consumer reporting agencies (Experian, TransUnion and Equifax) providing information that did not include that the consumer was deceased.

Plaintiffs in the class action lawsuit claim that CoreLogic Credco erroneously listed them as deceased on credit reports despite them still being reported as alive by reputable nationwide credit bureaus such as Experian, TransUnion and Equifax. According to the class action lawsuit, these inaccurate credit reports violated the federal Fair Credit Reporting Act (FCRA).

CoreLogic Credco is a credit-reporting agency that resells credit reports from other entities to banks, mortgage companies and other lenders.

CoreLogic hasn’t admitted any wrongdoing but agreed to a $5.695 million settlement to resolve the FCRA class action lawsuit.

Under the terms of the settlement, class members can receive an equal share of the net settlement fund. Payments are estimated to be $607 per class member. However, exact payments may be higher or lower depending on the number of participating class members and deductions made for fees and other costs.

The deadline for exclusion and objection is Jan. 5, 2024.

The final approval hearing for the settlement is scheduled for Feb. 26, 2024.

Some class members may be eligible to receive automatic payments from the settlement. Class members who are not eligible for automatic payments must submit a valid claim form by Jan. 5, 2024, to receive settlement benefits. More information about payment eligibility can be found on the settlement website.

Who’s Eligible

Individuals who were the subject of a consumer report resold by CoreLogic Credco between Jan. 1, 2021, and May 2, 2023, where the report noted that the consumer was deceased despite one or two of the nationwide consumer reporting agencies (Experian, TransUnion and Equifax) providing information that did not include that the consumer was deceased.

Potential Award

$607 (estimated)

Proof of Purchase

N/A

Claim Form

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Claim Form Deadline

01/05/2024

Case Name

Steinberg v. CoreLogic Credco LLC, Case No. 3:22-cv-00498-H-SBC, in the U.S. District Court for the Southern District of California

Final Hearing

02/26/2024

Settlement Website

CreditReportSettlement.com

Claims Administrator

Credit Report Settlement
c/o JND Legal Administration
PO Box 91468
Seattle, WA 98111
info@CreditReportSettlement.com
888-256-6149

Class Counsel

Kristi Kelly
Andrew Guzzo 
Casey Nash 
KELLY GUZZO PLC

Eleanor Michelle Drake
Joseph C Hashmall
Sophia Marie Rios
BERGER MONTAGUE PC

Defense Counsel

Ronald I Raether Jr
Cindy D Hanson
Timothy St George
TROUTMAN PEPPER HAMILTON SANDERS LLP