$43M Progressive Insurance class action settlement

Progressive Premium Insurance Co. agreed to a $43 million class action lawsuit settlement to resolve allegations it undervalued total loss vehicle claims.

The Progressive class action settlement benefits Georgia residents who made a first-party claim on a vehicle based on an Instant Report from Mitchell with a Projected Sold Adjustment applied to at least one comparable vehicle. The settlement includes Georgia residents who made a first-party claim on a Progressive Mountain Insurance Co. policy between Oct. 11, 2015, and Feb. 18, 2025, and on a Progressive Premier Insurance Co. of Illinois policy between June 8, 2016, and Feb. 18, 2025.

Plaintiffs in the class action lawsuit accused Progressive of undervaluing total loss claims in Georgia by applying a flawed methodology, resulting in policyholders being paid less than they were owed.

Progressive Mountain Insurance Co. and Progressive Premier Insurance Co. of Illinois are part of Progressive Corp. which offers insurance coverage for vehicles, homes, and businesses.

Progressive has not admitted any wrongdoing but agreed to pay $43 million to resolve the class action lawsuit.

Under the terms of the Progressive class action settlement, class members can receive a cash payment, with the average estimated at $173. The final payout per person will depend on how many eligible class members participate in the settlement.

The deadline for exclusion and objection is April 30, 2025.

The final approval hearing for the Progressive total loss class action lawsuit is scheduled for May 15, 2025.

No claim form is required to benefit from the settlement. Class members who do not exclude themselves will automatically receive a settlement payment.

Who’s Eligible

The Progressive class action settlement benefits Georgia residents who made a first-party claim on a vehicle based on an Instant Report from Mitchell with a Projected Sold Adjustment applied to at least one comparable vehicle. The settlement includes Georgia residents who made a first-party claim on a Progressive Mountain Insurance Co. policy between Oct. 11, 2015, and Feb. 18, 2025, and on a Progressive Premier Insurance Co. of Illinois policy between June 8, 2016, and Feb. 18, 2025.

Potential Award

$173 on average

Proof of Purchase

N/A

Exclusion Deadline

04/30/2025

Case Name

Brown v. Progressive Mountain Insurance Co. and Bost v. Progressive Premier Insurance Co. of Illinois, Consolidated Case No. 3:21-cv-00175-TCB, in the U.S. District Court for the Northern District of Georgia

Final Hearing

05/15/2025

Settlement Website

GATotalLossClaim.com

Claims Administrator

Brown v. Progressive Settlement Administrator
P.O. Box 4178
Portland, OR 97208-4178
[email protected]
888-604-7469

Class Counsel

Hank Bates
Lee Lowther
CARNEY BATES & PULLIAM PLLC

Andrew J. Shamis
Edwin E. Elliott
SHAMIS & GENTILE P.A.

Scott Edelsberg
EDELSBERG LAW P.A.

Edmund A. Normand
NORMAND PLLC

James L. Kauffman
Brian A. Glasser
Patricia M. Kipnis
BAILEY & GLASSER LLP

Jacob L. Phillips
JACOBSON PHILLIPS PLLC

Michael J. Lober
William Greg Dobson
LOBER & DOBSON LLC

R. Brent Irby
IRBY LAW LLC

Defense Counsel

Jeffrey S. Cashdan
Zachary A. McEntyre
J. Matthew Brigman
Allison Hill White
Erin M. Munger
Julia B. Bates
KING & SPALDING LLP