$3M TTCU Federal Credit Union overdraft fees class action settlement

TTCU Federal Credit Union, formerly known as TTCU the Credit Union and Tulsa Teachers Credit Union, has agreed to a $3 million class action lawsuit settlement to resolve claims it charged unfair overdraft and insufficient funds fees.

The TTCU Federal Credit Union settlement benefits individuals who have or had a checking account with TTCU Federal Credit Union and were charged an overdraft fee or insufficient funds fee between Aug. 31, 2015, and May 1, 2024.

According to claims made in the class action lawsuit resolved by this settlement, TTCU Federal Credit Union charged unfair overdraft fees, overdraft transfer fees and insufficient funds fees. Plaintiffs in the case say the fees violated the terms of their account agreements.

TTCU Federal Credit Union is an Oklahoma-based credit union with locations in Oklahoma and Arkansas.

TTCU has not admitted any wrongdoing but agreed to a $3 million class action settlement to resolve the overdraft fees allegations.

Under the terms of this settlement, class members can receive a cash payment, account credit or forgiveness of uncollected overdraft fees or insufficient funds fees. Exact payments will vary depending on the number of fees each class member was charged and the number of fees charged to all class members.

Current TTCU members will receive account credits for the amount they are entitled to under the settlement. Former members will receive a cash payment in the form of a check.

The deadline for exclusion and objection is March 8, 2026.

The final approval hearing for the TTCU Federal Credit Union settlement is scheduled for April 28, 2026.

No claim form is required to benefit from the settlement. Class members who do not exclude themselves will automatically receive a settlement payment.

Who’s Eligible

All current and former TTCU Federal Credit Union customers who had a checking account with the credit union and were charged an overdraft fee or insufficient funds fee between Aug. 31, 2015, and May 1, 2024.

Potential Award

Varies.

Proof of Purchase

N/A

Claim Form Deadline

03/08/2026

Case Name

Lee, et al. v. TTCU Federal Credit Union f/k/a TTCU the Credit Union f/k/a Tulsa Teachers Credit Union, Case No. CJ-2020-283, in the District Court of Muskogee County, Oklahoma

Final Hearing

04/28/2026

Settlement Website

LeeBankFeesSettlement.com

Claims Administrator

Lee v. TTCU Federal Credit Union
Attn: Settlement Administrator
P.O. Box 301134
Los Angeles, CA 90030-1134
[email protected]
833-604-2024

Class Counsel

Jason B. Aamodt
Matthew D. Alison
INDIAN & ENVIRONMENTAL LAW GROUP PLLC

Lynn A. Toops
COHEN & MALAD LLP

Gerard Stranch IV
Martin F. Schubert
STRANCH, JENNINGS & GARVEY PLLC

Defense Counsel

Randall E. Long
Emma C. Kincade
RHODES HIERONYMUS JONES TUCKER & GABLE

Mark J. R. Merkle
KRIEG DEVAULT LLP