$2.65M Nationwide underinsured motorist claims class action settlement

Nationwide agreed to a $2.65 million class action lawsuit settlement to resolve allegations it reduced underinsured motorist claims by the amount paid by at-fault drivers.

The Nationwide settlement benefits consumers who had an underinsured motorist claim with Nationwide reduced or “offset” by the amount paid by the at-fault driver between Oct. 1, 2010, and March 31, 2022, and those who purchased a New Mexico automobile insurance policy containing uninsured/underinsured motorist coverage between Oct. 1, 2010, and March 31, 2022.

Nationwide allegedly violated New Mexico law by failing to properly advise consumers that underinsured motorist claims would be reduced by the amount paid by at-fault drivers’ insurance. As a result, consumers were allegedly surprised when their own underinsured motorist claims were reduced by the amount paid by the at-fault driver’s insurance.

Nationwide is an insurance company that offers a variety of insurance products, including automobile insurance.

Nationwide has not admitted any wrongdoing but agreed to a $2.65 million class action lawsuit settlement to resolve the allegations.

Under the terms of the Nationwide settlement, class members can receive a cash payment.

Class members who had an underinsured motorist claim reduced or offset by the amount paid by the at-fault driver can receive a payment of up to $25,000. The settlement allocates $890,000 for these payments. If the number of valid claims exceeds this amount, payments will be reduced on a pro rata basis.

Class members who purchased uninsured/underinsured motorist coverage between Oct. 1, 2010, and March 31, 2022, can receive a partial premium refund. Refund amounts will vary depending on the amount paid in premiums during the class period.

The deadline for exclusion and objection is Feb. 28, 2026.

The final approval hearing for the Nationwide settlement has not yet been scheduled.

To receive settlement benefits, class members must submit a valid claim form by March 30, 2026.

Who’s Eligible

Those who had an underinsured motorist claim reduced or “offset” by the amount paid by the at-fault driver in an accident between Oct. 1, 2010, and March 31, 2022, or those who purchased a New Mexico automobile insurance policy containing UM/UIM motorist coverage between Oct. 1, 2010, and March 31, 2022.

Potential Award

Up to $25,000 or partial premium refund

Proof of Purchase

Those who submit a claim form must provide the claim number for the underinsured motorist claim and the date of the accident.

Claim Form

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Claim Form Deadline

03/30/2026

Case Name

Lucero v. Nationwide Mutual Insurance Co., et al., Case No. 19-cv-00311-WJ-JMR, in the U.S. District Court for the District of New Mexico

Final Hearing

TBD

Settlement Website

LuceroUIMSettlement.com

Claims Administrator

Lucero v. Nationwide Mutual Insurance Company, et al.
c/o Settlement Administrator
P.O. Box 5358
Portland, OR 97208-5358
[email protected]
877-269-4987

Class Counsel

Kedar Bhasker
LAW OFFICE OF KEDAR BHASKER LLC

Geoffrey Romero
ROMERO, HARADA & WINTERS LLC

Corbin Hildebrandt
CORBIN HILDEBRANDT P.C.

Defense Counsel

Rodger L. Eckelberry
BAKER & HOSTETLER LLP