Edited by: Top Class Actions  |  July 31, 2025

Category: Legal News
Distrustful and anxious senior man frowns during unwanted call
(Photo Credit: DimaBerlin/Shutterstock)

Credit One Bank has agreed to a $14 million class action lawsuit settlement to resolve claims it violated the federal Telephone Consumer Protection Act (TCPA) by calling consumers with robocalls without their consent.

If you’ve received excessive or unwanted calls from Credit One or other banks related to debt collection, you may be eligible to join an ongoing investigation into these alleged unlawful debt collection practices.

The Credit One Bank class action settlement benefits consumers who received an automated call from Credit One Bank or its affiliates between 2014 and 2019 without giving prior consent to be contacted via automated dialing systems or pre-recorded messages.

The class action lawsuit claims Credit One Bank violated the TCPA by contacting consumers through automated dialing systems without their prior consent. The calls were allegedly made to individuals who had not provided permission to be contacted, a direct violation of federal robocall laws.

Credit One Bank is a credit card company based in Paradise, Nevada. The company offers credit cards to people with poor or no credit histories.

Credit One Bank has not admitted any wrongdoing but agreed to a $14 million settlement to resolve the TCPA class action lawsuit.

Under the terms of the Credit One Bank settlement, class members can receive a cash payment. The exact amount each class member will receive will depend on the number of claims received. Some sources estimate that eligible participants could receive up to $1,000.

Class members can strengthen their claim if they can provide documentation or phone records verifying they received robocalls from Credit One Bank. However, even those who cannot provide direct proof may be eligible for compensation, although it might be a lower amount.

The official settlement website is not yet available, and important dates, such as the claim deadline and final approval hearing, have not been announced.

We recommend checking back regularly for updates and signing up for our free newsletter to be among the first notified when claim-filing instructions go live.

Who’s Eligible

Consumers who received an automated call from Credit One Bank or its affiliates between 2014 and 2019 and did not give prior consent to be contacted via automated dialing systems or pre-recorded messages.

Potential Award

Up to $1,000

Proof of Purchase

Documentation or phone records verifying receipt of robocalls from Credit One Bank.

Claim Form Deadline

N/A – Sign up for our free newsletter for updates.

Case Name

N/A

Final Hearing

N/A

Settlement Website

N/A – Sign up for our free newsletter for updates.

Claims Administrator

N/A

Class Counsel

N/A

Defense Counsel

N/A

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748 thoughts on$14M Credit One Bank robocalls class action settlement

  1. John Williams says:

    Add me

  2. Delvia D Evans says:

    Add me please

    1. Crystal Rose says:

      I definitely received robocalls and wondered at the time when the mess would stop.

  3. phenicia Hart says:

    I would like to be added to this class action lawsuit. I have been a customer for over 10 years.

    1. Cornelia Cruson says:

      I’ve been a customer with Credit one for over 6 years. I want to file under the settlement

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Please note: Top Class Actions is not a settlement administrator or law firm. Top Class Actions is a legal news source that reports on class action lawsuits, class action settlements, drug injury lawsuits and product liability lawsuits. Top Class Actions does not process claims and we cannot advise you on the status of any class action settlement claim. You must contact the settlement administrator or your attorney for any updates regarding your claim status, claim form or questions about when payments are expected to be mailed out.