$14M American Income Life Insurance Co. TCPA class action lawsuit settlement

American Income Life Insurance Co. agreed to a $14 million class action lawsuit settlement to resolve claims it violated the federal Telephone Consumer Protection Act (TCPA) by making unsolicited telemarketing calls to consumers.

The American Income Life Insurance settlement benefits individuals associated with 49,695 unique phone numbers identified by American Income Life who were registered on the National Do Not Call Registry for at least 30 days and received more than one call within a 12-month period between Aug. 11, 2019, and Dec. 4, 2024. Consumers must not have been American Income Life policyholders.

American Income Life Insurance is a life insurance company that offers a variety of policies, including those for individuals, families and businesses.

According to a class action lawsuit, American Income Life violated the TCPA by calling consumers who had registered their numbers on the National Do Not Call Registry. The plaintiff in the case says she received unsolicited calls from the company despite her number being registered on the National Do Not Call Registry.

The plaintiff says she was harmed by these calls, which interrupted her daily life and caused her to spend time answering the phone and dealing with the calls.

American Income Life has not admitted any wrongdoing but agreed to a $14 million class action lawsuit settlement to resolve the TCPA violations.

Under the terms of the American Income Life Insurance settlement, class members can receive a cash payment.

Class members will be compensated on a pro rata basis, meaning those who received more calls will receive a larger share of the net settlement fund. Exact payment amounts will vary. No payment estimates are available.

The deadline for exclusion and objection is Nov. 25, 2025.

The final approval hearing for the American Income Life Insurance settlement is scheduled for Jan. 21, 2026.

To receive settlement benefits, class members must submit a valid claim form by Nov. 25, 2025.

Who’s Eligible

Individuals who were associated with one of 49,695 unique phone numbers that were registered on the National Do Not Call Registry for at least 30 days and that received more than one call on behalf of American Income Life Insurance within a 12-month period between Aug. 11, 2019, and Dec. 4, 2024.

Potential Award

Varies.

Proof of Purchase

Class members must provide the phone number they received calls on.

Claim Form

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Claim Form Deadline

11/25/2025

Case Name

Fuld v. American Income Life Insurance Co., Case No. 1:23-cv-01420-JPH-MG, in the United States District Court for the Southern District of Indiana

Final Hearing

01/21/2026

Settlement Website

DoNotCallSettlement.com

Claims Administrator

American Life Insurance Settlement
c/o Kroll Settlement Administration LLC
P.O. Box 5324
New York, NY 10150-5234
[email protected]
833-621-5712

Class Counsel

Avi R. Kaufman
KAUFMAN P.A.

Stefan Coleman
COLEMAN PLLC

Defense Counsel

Robert L. Burkart
Patrick A. Shoulders
ZIEMER STAYMAN WEITZEL & SHOULDERS

David Baird Carpenter
Kelsey Kingsbery
ALSTON & BIRD LLP