$12.5M Cash App text message class action lawsuit settlement

Cash App has agreed to a $12.5 million class action settlement to resolve claims that it violated Washington law by sending unsolicited commercial text messages to its customers.

The Cash App settlement benefits individuals who received a Cash App referral program text message between Nov. 14, 2019, and Aug. 7, 2025, while living in Washington and who did not clearly and affirmatively consent to receive the message.

According to the class action lawsuit, Cash App violated Washington’s Commercial Electronic Mail Act (CEMA) and the Washington Consumer Protection Act (CPA) by sending unsolicited text messages to users. Plaintiffs in the case say Cash App incentivized its users to send pre-filled text messages to their contacts without obtaining the recipients’ consent.

Cash App is a mobile payment service that allows users to send and receive money from their friends and family.

Cash App has not admitted any wrongdoing but agreed to this $12.5 million class action settlement to resolve these allegations.

Under the terms of the Cash App settlement, class members can receive an equal share of the net settlement fund. According to the class action settlement website, each class member is estimated to receive between $88 and $147. Actual payments may be higher or lower depending on the number of claims filed.

The deadline for exclusion and objection is Oct. 27, 2025.

The final approval hearing for the Cash App settlement is scheduled for Dec. 2, 2025.

To receive a settlement payment, class members must submit a valid claim form by Oct. 27, 2025.

Who’s Eligible

Consumers who received a Cash App referral program text message between Nov. 14, 2019, and Aug. 7, 2025, while they were Washington residents and who did not clearly and affirmatively consent in advance to receive the messages.

Potential Award

Between $88 and $147.

Proof of Purchase

Claim form requires class members to provide the phone number at which they received the Cash App “Invite Friends” referral text message and attest that they received one or more messages from a Block customer on the provided number, that they own or are the regular user of the number, that they were a Washington resident at the time they received the messages and that they did not clearly and affirmatively consent in advance to receive the messages.

Claim Form

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Claim Form Deadline

10/27/2025

Case Name

Bottoms v. Block Inc., Case No. 2:23-cv-01969-MJP, in the U.S. District Court for the Western District of Washington

Final Hearing

12/02/2025

Settlement Website

BottomsTextSettlement.com

Claims Administrator

Bottoms v Block Settlement Administrator
P.O. Box 2631 Baton Rouge, LA 70821
[email protected]
877-540-7545

Class Counsel

Beth E. Terrell
Jennifer Rust Murray
Eden B. Nordby
TERRELL MARSHALL LAW GROUP PLLC

Sophia M. Rios
E. Michelle Drake
Colleen Fewer
BERGER MONTAGUE PC

Defense Counsel

Cody W. S. Harris
Tana B. Glass
Manoj S. Samal Jr.
PERKINS COIE LLP