$1.95M Farmers Insurance class action settlement (Minnesota)

Farmers Insurance agreed to pay $1.95 million to resolve claims it violated Minnesota law by entering into undisclosed agreements with health care providers that limited the ability of insureds to use policy benefits at the health care provider of their choice.

The Farmers Insurance class action settlement benefits individuals or entities who purchased or renewed an auto insurance policy between Jan. 17, 2013, and Sept. 13, 2023, within the state of Minnesota from Farmers Insurance Exchange, Illinois Farmers Insurance Co., Truck Insurance Exchange or Mid-Century Insurance Co. that provided for medical expense benefits under Minnesota’s No-Fault Act.

Farmers Insurance is an insurance company that offers a variety of policies, including auto insurance. The company is based in Los Angeles and operates in all 50 states.

According to the class action lawsuit, Farmers Insurance violated the Minnesota Consumer Fraud Act and the Minnesota Deceptive Trade Practices Act by entering into undisclosed agreements with certain healthcare providers that limited insureds from using policy benefits at a provider of their choice.

Farmers Insurance has not admitted any wrongdoing but agreed to a $1.95 million class action settlement to resolve the allegations.

Under the terms of the Farmers Insurance class action settlement, class members can receive a cash payment.

Payments will vary depending on the amount each class member paid for insurance coverage during the class period. No payment estimates are available at this time.

The settlement also provides injunctive relief. Farmers Insurance agreed to disclose to the Minnesota Department of Commerce that it has No-Bill Agreements with certain healthcare providers and to disclose any No-Bill Agreements in the future.

The deadline for exclusion is June 20, 2025 and the deadline for objection is July 21, 2025.

The final approval hearing for the Farmers Insurance Minnesota class action lawsuit is scheduled for Aug. 19, 2025.

To receive a settlement payment, class members must submit a valid claim form by June 20, 2025.

Who’s Eligible

Minnesota residents who purchased or renewed an auto insurance policy from Farmers Insurance Exchange, Illinois Farmers Insurance Co., Truck Insurance Exchange or Mid-Century Insurance Co. that provided medical expense benefits under Minnesota’s No-Fault Act on or after Jan. 17, 2013, and before Sept. 13, 2023.

Potential Award

A pro rata cash payout.

Proof of Purchase

N/A

Claim Form

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Claim Form Deadline

06/20/2025

Case Name

Taqueria El Primo LLC, et al. v. Illinois Farmers Insurance Co., et al., Case No. 0:19-cv-03071-JRT-ECW, in the U.S. District Court for the District of Minnesota

Final Hearing

08/19/2025

Claims Administrator

Farmers Insurance Minnesota No-Fault Class Action
c/o Analytics Consulting LLC
P.O. Box 2007
Chanhassen, MN 55317-2007
[email protected]
877-719-0555

Class Counsel

David W. Asp
Simeon A. Morbey
Jennifer L.M. Jacobs
Derek C. Waller
LOCKRIDGE GRINDAL NAUEN PLLP

Anne T. Regan
Nathan D. Prosser
HELLMUTH & JOHNSON PLLC

Paul J. Phelps
SAWICKI & PHELPS P.A.

Defense Counsel

Marc A. Al
Emily C. Atmore
Brea L. Khwaja
Timothy W. Snider
Vanessa Soriano Power
STOEL RIVES LLP