$1.76M Progressive stacked UM/UIM coverage class action settlement

Progressive agreed to pay more than $1.76 million to resolve a class action lawsuit claiming it charged unfair premiums for stacked uninsured/underinsured motorist coverage (UM/UIM) on single vehicle policies.

The Progressive settlement benefits Progressive policyholders who resided in New Mexico and purchased or otherwise paid for an insurance policy that included stacked UM coverage while insuring only a single covered vehicle between Jan. 1, 2009, and April 30, 2025.

Automatic payments are available for class members who purchased or paid for stacked UM/UIM coverage where only a single vehicle was covered at any time between May 10, 2018, and April 30, 2025.

If the entitled payment is $10 or more, members can receive the money via check or an electronic payment system, such as Paypal, Venmo and EpiqPay, within 45 days of the effective date. Members who are entitled to receive less than $10 shall have 90 days after the notice date to select a payment option.

Members entitled to other payments should submit a claim form and select a payment method. Other payments will be no less than $37,000 in the aggregate and no more than $75,000 in the aggregate.

Progressive is an insurance company that offers auto, home, renters and motorcycle coverage, among other products.

Progressive has not admitted any wrongdoing but agreed to a $1.765 million class action settlement to resolve the allegations.

The deadline for exclusion and objection is Jan. 12, 2026.

The final approval hearing for the Progressive uninsured motorist insurance settlement is scheduled for Feb. 23, 2026.

Class members who wish to submit a claim for the Progressive settlement must do so by Jan. 12, 2026.

Who’s Eligible

Progressive policyholders who resided in New Mexico and purchased or otherwise paid for an insurance policy that included stacked UM coverage while insuring only a single covered vehicle between Jan. 1, 2009, and April 30, 2025.

Potential Award

Varies.

Proof of Purchase

Policy number, if known.

Claim Form

NOTE: If you do not qualify for this settlement do NOT file a claim.

Remember: you are submitting your claim under penalty of perjury. You are also harming other eligible Class Members by submitting a fraudulent claim. If you’re unsure if you qualify, please read the FAQ section of the Settlement Administrator’s website to ensure you meet all standards (Top Class Actions is not a Settlement Administrator). If you don’t qualify for this settlement, check out our database of other open class action settlements you may be eligible for.

Claim Form Deadline

01/12/2026

Case Name

Peck v. Progressive Northern Insurance Co., et al., Case No. 1:22-cv-00490-SMD-JFR, in the United States District Court for the District of New Mexico

Final Hearing

02/23/2026

Settlement Website

NMUIMSettlement.com

Claims Administrator

Peck v. Progressive Settlement Administrator
P.O. Box 3339
Portland, OR 97208-3339
[email protected]
888-885-4525

Class Counsel

Geoffrey R. Romero
ROMERO, HARADA & WINTERS

Ray M. Vargas
THE VARGAS LAW FIRM LLC

Paul Zebrowski
Thomas A. Biscup
ZEBROWSKI LAW

Defense Counsel

Michael E. Mumford
BAKER HOSTETLER LLP