Old National Bank NSF fees investigation overview:
- Who: Old National Bank is part of a Top Class Actions class action lawsuit investigation involving improper non-sufficient fund fees.
- Why: While there is no evidence Old National has done anything wrong, it is one of a decreasing number of banks that still charges NSF fees.
- Where: Old National is headquartered in Evansville, Indiana, and operates in Kentucky, Indiana, Illinois, Iowa, Michigan, Minnesota, Tennessee and Wisconsin.
- How to get help: Those whose bank charged them improper NSFs fees may qualify to join a free NSF fee class action lawsuit investigation.
Many major U.S. banks stopped charging customers’ non-sufficient fund fees in recent years; however, some, such as Old National Bank, continue to do so.
Old National, headquartered in Evansville, Indiana, charges consumers an NSF fee if their account is overdrawn and left with a negative balance at the end of the previous business day, according to the bank’s website.
“If there is not enough of an available balance in your account to cover a withdrawal or payment presented against your account, an overdraft will occur and fees may be assessed,” Old National says.
The bank informs customers that NSF fees will always be charged the day after an overdraft occurs and that they can avoid the charge by depositing money into their account to ensure it has a positive balance“by the end of the business day.
Old National also offers what it calls an “overdraft courtesy,” with the service allowing checks, Automated Clearing House and recurring debit card transactions to still potentially go through, even if not enough money is available in the account, according to the bank.
The service is free unless used, according to Old National, which says it charges a $36 per day fee, up to twice per day, for each overdraft item if an account is overdrawn by more than $25.
Old National Bank NSF fees investigation looks into possibility of improper charges
While there is no evidence of any wrongdoing, Old National is included in a Top Class Actions’ class action lawsuit investigation into improper NSF fees.
The Old National Bank NSF fees class action lawsuit investigation looks into NSF fees and whether Old National Bank and others improperly charged them.
Many consumers are not aware it is unlawful for a bank to charge more than one NSF fee for a single failed transaction.
Old National previously came under scrutiny for its overdraft fee practices in 2016, at which time the bank charged a higher-than-average overdraft fee of $38 for each transaction that caused an overdrawn bank account.
Have you been charged an improper NSF fee by your bank? You may qualify to join a free NSF fee class action lawsuit investigation.
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5 thoughts onOld National Bank NSF fees part of TCA investigation
Yes I’m a customer of this bank I’ve been charge over draft plus 7 a daily fee
Addme
Please add me. I signed their paperwork to not have overdraft on my account 4 times. And finally the last one I signed took. For months I was charged because they didn’t do what I signed.
I’VE HAD A CHECKIN’ & SAVING ACCOUNTS WITH OLD NATIONAL BANK IN THE STATE OF ILLINOIS AND I’VE BEEN AFFECTED BY THIS PRATICE ON SEVERAL OCCASIONS PLEASE ADD ME
I have a checking account with old national bank period I have had some insufficient funds .when checks come in period my balance will already be a negative but the amount of the check will be added to the negative balance as if it’s been paid there is nothing on that day is far as an insufficient funds fee period then several days later they will add back the money that I assumed paid And charge me an insufficient fun fee of 35.00 and a 7 $ fee daily for negative balance. In the meantime the same “check” will be ran thru again and do the same thing again.charge is come back thru a a retry ans again appear on my balance like it did the first time. I reveive text notifying me of a low balance, that has the amount of the check added to my balamce as if paid…but again no insufficient fee charge for several days. The texts will have different available balances in a day, one time it may be -18.00, then another sent in same day. -1400+.$ as lo balance. If I have a -200.00 balance, a “check” comes in for 300.00, my new balance that day is -500.00. No nsf fee noted. Then several days later, a +300.00 is added back, amd i am chrged a 35.00 fee because it was returned several days ago. A re-try may come thru the next day and the process is repeated. They add it to my balance when they actually returned iy for insufficient funds. They have done this several times. And I see it added to my balance so I automatically assume it was paid and not returned, and it wont be til much later my debtor notifies me it bounced.