A class action lawsuit challenges Speedy Cash’s practice of giving loans at extremely high interest rates.
Plaintiff Cindy Delisle says that she took out a loan from Speedy Cash and was charged unlawfully high interest rates.
She says she was not given adequate time to review the terms of the loan, so she was not aware that the interest rates were so high.
According to Delisle, she took out an Installment Loan and Promissory Note with Speedy Cash on July 14, 2018 for the amount of $4,457.38.
The Speedy Cash class action says under the terms of the loan Delisle was required to pay back the loan at a minimum of $15,097.63, but she was not provided with the terms of the loan in a way that let her accurately review them, so she did not know that she would be required to pay that amount.
The plaintiff reportedly made a payment to Speedy Cash on Aug. 17, 2018, thereby incurring financial injury from her involvement with the company.
She says that the company intentionally misled her into taking out a loan with an exorbitantly high interest rate and makes a practice of misleading all of its consumers about the terms of their loan, so as to maximize its profits from unfair interest rates.
The Speedy Cash loan class action lawsuit argues that the company does not give its borrowers an opportunity to negotiate the loan, but presents the loan on a “take it or leave it” basis and only shows them the terms of the loan very briefly.
The plaintiff argues that Speedy Cash violates California’s Unfair Competition Law by charging interest rates well above the legally allowed rate. She says that the company’s loan practices are “unfair, unlawful, fraudulent, and/or pernicious.”
The Speedy Cash loan interest rates class action lawsuit alleges that the company knew or should have known of the legal restrictions on interest rates, and knowingly violated the law.
Additionally, Delisle says that the company had legal means by which it could make a profit and run its business, but actively chose instead to violate the law and charge extreme interest rates.
The Speedy Cash high interest rates class action lawsuit says that the company intentionally deceives consumers as to the terms of the loan by not allowing them adequate time to review the loan terms, and by making the terms of the loan so confusing that reasonable borrowers would not be able to understand them.
Allegedly, this is done so that consumers who discover the high interest rates would not have an opportunity to decide to not take out a loan from Speedy Cash, because had they known that the interest rate was extremely high and unlawful, they would refuse to do business with the company.
Delisle is represented by Ahren Tiller of BLC Law Center APC, Joshua Swigart of Hyde & Swigart and Abbas Kazerounian of Kazerouni Law Group APC.
The Speedy Cash Interest Rates Class Action Lawsuit is Cindy Delisle v. Speedy Cash, Case No. 3:18-cv-02042-GPC-RBB, in the U.S. District Court for the Southern District of California.
ATTORNEY ADVERTISING
Top Class Actions is a Proud Member of the American Bar Association
LEGAL INFORMATION IS NOT LEGAL ADVICE
Top Class Actions Legal Statement
©2008 – 2025 Top Class Actions® LLC
Various Trademarks held by their respective owners
This website is not intended for viewing or usage by European Union citizens.
Washington residents: Did you receive a ‘refer a friend’ text for Capital One, Venmo, Tesla, Coinbase, or another company?
September 23, 2025 | Legal News
569 thoughts onSpeedy Cash Class Action Challenges ‘Extreme’ Loan Interest Rates
I made the mistake of borrowing from
Speedy cash when i was going through a rough time and ive paid twice a month for almost a year and the principle still has hardly budged .. if i knew this i never would
Have took
Out the loan this is robbery and im lost for words
I took out a Registration Loan in 01-23-2021 with Speedy Cash and thought this was paid by the help of my grandmother. This was over 4 years ago and loan amount was for $ 2,885.00. I have just been served with documents I have never signed or initialed or was given the terms that my finance rate would be 149%. If I was explained or told this there is no way I would of taken out this loan in the first place. This company is not disclosing to the consumer the financial loan financing page displaying the real cost & interest rate of their loans. I never even signed or initialled anywhere on the contract where it proves this was explained to me and I understood it..
I am currently trying to battle Speedy Cash. I have paid over $2500 on a $1200 loan in 2022. They are still trying to get $1500 from me. They are not the only loan company that practices this way. There is no help out there and these companies know that.
Question how to be added to a speedy cash class action lawsuit? I have paid money back for the loan I borrowed but now they are stating that I owe double even though the loan is paid back. How do I go about being added to this lawsuit?
Need whatever attorney lawyer did this case for Texas got an 800 dollar loan paid back 1300 in less than 6 months and then they said I still owe another $820 but when I went up to talk to a representative as well as a couple phone calls to have the loan explained to me it definitely was not explained to me how high the interest rates would be I think mines like 700% even when I explained I knew it would have some interest rates and cab fees but had explained that on a different paid off loan of 600 it was only 400 and she said that sounds right and didn’t tell me I’d be paying almost triple the amount I borrowed and when I called to explain to them it was not explained to me and that I didn’t understand the contract that I was rushed into signing they basically told me it was my problem
Add me
They are coming after me and I have never gotten a loan from them on top of that max loan in California is 250 they are saying my loan was 800
Yea i have a loan with them and i pd over 1000 and the bill with higher than lower what a sham i cant get over my bill keeps getting higher after i pay them. Its confusibfusing.
I had a loan with speedy Cash. I took out $500 Aunt. They took two payments and put me in collections. Now they trying to say I owe them $1,300 but the kicker is on their website. They can’t give loans in Virginia but they still did and they still trying to enforce it with Virginia says it’s an unenforceable note