P.C. Richard & Son Expiration Date Lawsuit Filed by New York Consumers

P.C. Richard & Son is facing legal action from two New York consumers who allege the company violated the Fair and Accurate Credit Transactions Act (FACTA).

These consumers allege their electronically printed debit and credit card receipts showed their cards’ expiration dates, which directly violates FACTA policy.

For allegedly violating this federal law and exposing them to higher risk of credit card fraud or identity theft, these consumers are jointly filing their P.C. Richard & Son expiration date lawsuit.

Plaintiffs Kathleen O’Shea and Sandeep Trisal are filing the P.C. Richard & Son expiration date lawsuit, after they had received credit or debit card receipts showing the expiration date on their cards.

Their P.C. Richard & Son expiration date lawsuit points out the company is responsible for maintaining and operating each store location.

These duties include making sure each of their cash registers meet FACTA standards, by printing receipts that omit sensitive credit or debit card information.

Overview of P.C. Richard & Son Expiration Date Lawsuit Allegations

According to the P.C. Richard & Son expiration date lawsuit, O’Shea and Trisal had made purchases from the company on Nov. 17, 2013.

At this time, one or more electronically printed receipts had shown the expiration dates of their cards along with the last four digits of their card numbers.

In addition, these receipts were produced and given to the plaintiffs at the point of transaction.

Under current FACTA policy, all electronically printed credit and debit card receipts must hide all but the last five digits of the card number and completely omit the expiration date.

FACTA was established to help protect consumers against the growing problem of credit card fraud and identity theft, by hiding vital personal identification information on credit or debt card receipts.

While FACTA was originally established in 2003, merchants were given until Dec. 4, 2006, to update each of their cash registers so the printed receipts would meet FACTA policy.

FACTA applies to all electronically printed receipts produced by cash registers, self service kiosks, and restaurant tickets.

Even though plaintiff attorneys had sent a cease and desist letter to P.C. Richard & Son, pointing out the FACTA violations, the company allegedly continued these violations until at least Aug. 17, 2016.

After the company reportedly ignored the letter, the P.C. Richard & Son expiration date lawsuit was filed and is proceeding through the litigation process.

The plaintiffs are filing this P.C. Richard & Son expiration date lawsuit on behalf of themselves, along with other consumers who may have been affected.

The P.C. Richard & Son Expiration Date Lawsuit is O’Shea et al.  v. P.C. Richard & Son LLC, Case No. 2:15-cv-09069-KPF, in the U.S. District Court for the Southern District of New York.

Free P.C. Richard & Son FACTA Class Action Lawsuit Investigation

If you have received a paper customer receipt from any P.C. Richard & Son store with your personal credit card or debit card expiration date printed on the receipt, you may be eligible to join a free FACTA debit/credit card receipt class action lawsuit investigation.

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