Patients who receive what they perceive to be an unfair denial of benefits may be able to file an Unum disability insurance claim lawsuit.

A plaintiff, Paul L., alleges in a legal complaint associated with his Unum disability insurance claim that the company inappropriately denied him the benefits he was owed under his policy in violation of state and federal laws.

The plaintiff in the Unum disability insurance claim lawsuit says he was employed by Union Bank. In 2015, when he completed his last day at work, he was employed as a senior software engineer. Over the course of his employment with that company, he says he had reason to believe he was entitled to the benefits under an Unum disability insurance policy.

His Unum disability insurance claim, however, did not go through as he anticipated. The plaintiff who filed the Unum disability insurance claim lawsuit suffers from severely disabling and persistent neck and arm problems known as neuropathy. He alleges these conditions lead to constant and severe pain that rendered him unable to perform the duties of his job.

The plaintiff alleges that he is unable to spend protracted time in front of a computer screen, unable to use his keyboard as a result of carpal tunnel syndrome, and unable to sit for a long period of time. This prompted him to file an Unum disability insurance claim.

He alleges in his Unum disability insurance claim that he is fully disabled. Under the long-term disability plan run by Unum, the plaintiff alleges that he was entitled to receive monthly long-term disability benefits if he became unable to perform material and substantial duties of his occupation for the first 24 months of his disability.

The plaintiff submitted an Unum disability insurance claim in 2015 but was later notified by Unum that the claim was denied. His claim was closed the following February after the company claimed that his disability was not supported.

The plaintiff in his Unum disability insurance claim lawsuit says that the company has violated the procedures of the federal law ERISA. The lawsuit says that the denial of the insurance claim did not comply with federal requirements and the plaintiff said he did not have knowledge about how to present an appeal. In 2016, Unum allegedly then denied the plaintiff’s appeal of the claim for benefits after the plaintiff figured out the steps that he needed to take to appeal the original denial.

The Unum disability insurance claim says that the defendant ignored the plaintiff’s disabling conditions based on erroneous and biased paper reviews. Many patients who have suffered a disabling condition and expect to be able to use their disability insurance policy to support them after the fact might be shocked when the claim is canceled or denied. Many of these individuals have chosen to participate in lawsuits.

The Unum Disability Insurance Claim Lawsuit is Case No. 8:18-CV-00970-JVS-JDE filed in the United States District Court for the Central District of California.

Do YOU have a legal claim? Fill out the form on this page now for a free, immediate, and confidential case evaluation. The bad faith insurance attorneys who work with Top Class Actions will contact you if you qualify to let you know if an individual lawsuit or Unum class action lawsuit is best for you. [In general, Unum bad faith lawsuits are filed individually by each plaintiff and are not class actions.] Hurry — statutes of limitations may apply.

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